Bx spinal cord pq ndl at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$159.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$727.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$209.94 with Univera vs $3,681.27 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $209.94 ↑ +31%
Univera Univera Healthy New York $209.94 ↑ +31%
Univera Univera Medicare $254.81 ↑ +59%
Highmark Highmark Together Blue $265.78 ↑ +66%
Highmark Highmark Community Blue $281.15 ↑ +76%
Highmark Highmark Managed Care $281.15 ↑ +76%
Highmark Highmark Social Mission Managed Care $281.15 ↑ +76%
Highmark Highmark Social Mission Indemnity $281.15 ↑ +76%
Highmark Highmark Blue High Performance $281.15 ↑ +76%
Highmark Highmark Indemnity $281.15 ↑ +76%
Highmark Highmark My Blue Access $281.15 ↑ +76%
Highmark Highmark Performance Blue $281.15 ↑ +76%
Highmark Highmark Connect Blue $281.15 ↑ +76%
Highmark Highmark My Direct Blue $281.15 ↑ +76%
Univera Univera Commercial $299.84 ↑ +87%
Cigna Cigna Commercial $409.34 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $488.11 ↑ +205%
United Healthcare United Healthcare Commercial $514.61 ↑ +222%
United Healthcare United Healthcare Of OH Medicaid $514.61 ↑ +222%
United Healthcare United Healthcare CHIP $1,463.57 ↑ +815%
United Healthcare United Healthcare Medicaid $1,463.57 ↑ +815%
Highmark Highmark Complete Blue Medicare $1,763.94 ↑ +1003%
Highmark Highmark Community Blue Medicare PPO $1,763.94 ↑ +1003%
Highmark Highmark Freedom Blue $1,783.11 ↑ +1015%
American Health Plans American Health Plans Medicare $1,917.33 ↑ +1099%
Life Pittsburgh Life Pittsburgh Medicare $1,917.33 ↑ +1099%
Martin's Point Martin's Point $1,917.33 ↑ +1099%
Devoted Medicare Devoted Health Medicare Advantage $1,974.85 ↑ +1135%
Highmark Highmark Security Blue $1,994.02 ↑ +1147%
Aetna Aetna Medicare $1,994.02 ↑ +1147%
Highmark Highmark Community Blue Medicare HMO $1,994.02 ↑ +1147%
Highmark Highmark Together Blue Medicare $1,994.02 ↑ +1147%
Amerihealth Amerihealth Medicare New York $2,013.19 ↑ +1159%
Amerihealth Amerihealth Caritas D-SNP Medicare $2,013.19 ↑ +1159%
Humana Humana Commercial $2,032.37 ↑ +1171%
United Healthcare United Healthcare Medicare I-SNP $2,051.54 ↑ +1183%
United Healthcare United Healthcare Medicare D-SNP $2,070.71 ↑ +1195%
Molina Molina Ohio $2,089.89 ↑ +1207%
Highmark Highmark Performance Blue Enhanced $2,792.78 ↑ +1646%
Aetna Aetna Commercial $3,681.27 ↑ +2202%

Visitor-reported prices

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Bx spinal cord pq ndl at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,917.33 $154.62 – $3,092.49
Harlem Hospital Center New York $1,917.33 $283.38 – $2,396.66
Kings County Hospital Center Brooklyn $1,917.33 $154.62 – $3,092.49
Lincoln Medical Center Bronx $1,917.33 $289.75 – $2,396.66
Metropolitan Hospital Center New York $1,917.33 $289.75 – $2,396.66
Queens Hospital Center Jamaica $1,917.33 $154.62 – $3,092.49
Woodhull Medical Center Brooklyn $1,917.33 $154.62 – $3,092.49
South Brooklyn Health Brooklyn $1,917.33 $289.75 – $2,396.66

All New-york hospitals for this procedure →