Bone marrow;aspiration only 38220 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$41.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$188.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$54.55 with Univera vs $3,681.27 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $54.55 ↑ +32%
Univera Univera Essential Plan $54.55 ↑ +32%
Amerihealth Amerihealth Caritas D-SNP Medicare $57.41 ↑ +39%
Amerihealth Amerihealth Caritas Medicare (NY) $57.41 ↑ +39%
Highmark Highmark Community Blue Medicare $58.25 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $62.63 ↑ +51%
Highmark Highmark Security Blue $64.51 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $66.39 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $66.39 ↑ +61%
Univera Univera Medicare $67.38 ↑ +63%
American Health Plans American Health Plans Medicare $68.89 ↑ +67%
Univera Univera Commercial $71.73 ↑ +73%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $72.18 ↑ +75%
Highmark Highmark Together Blue $73.28 ↑ +77%
Highmark Highmark My Blue Access $77.52 ↑ +87%
Highmark Highmark Blue High Performance $77.52 ↑ +87%
Highmark Highmark Community Blue $77.52 ↑ +87%
Highmark Highmark Social Mission Managed Care $77.52 ↑ +87%
Highmark Highmark Social Mission Indemnity $77.52 ↑ +87%
Highmark Highmark Performance Blue $77.52 ↑ +87%
Highmark Highmark Connect Blue $77.52 ↑ +87%
Highmark Highmark My Direct Blue $77.52 ↑ +87%
Highmark Highmark Managed Care $77.52 ↑ +87%
Highmark Highmark Indemnity $77.52 ↑ +87%
Geisinger Geisinger CHIP $79.29 ↑ +92%
Geisinger Geisinger Medicaid HC $79.29 ↑ +92%
United Healthcare United Healthcare Medicaid $79.29 ↑ +92%
Amerihealth Amerihealth Caritas HC Medicaid $79.29 ↑ +92%
Amerihealth Amerihealth Caritas CHC Medicaid $79.29 ↑ +92%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $82.02 ↑ +98%
Jefferson Health Plans Jefferson Health Plans $83.66 ↑ +102%
United Healthcare United Healthcare CHIP $87.49 ↑ +112%
Amerihealth Amerihealth Medicaid CHC $90.22 ↑ +118%
Amerihealth Amerihealth Medicaid HC $90.22 ↑ +118%
Cigna Cigna Commercial $106.07 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $127.88 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $134.83 ↑ +226%
United Healthcare United Healthcare Commercial $134.83 ↑ +226%
Highmark Highmark Community Blue Medicare PPO $1,763.94 ↑ +4165%
Highmark Highmark Complete Blue Medicare $1,763.94 ↑ +4165%
Highmark Highmark Freedom Blue $1,783.11 ↑ +4211%
Martin's Point Martin's Point $1,917.33 ↑ +4536%
Highmark Highmark Community Blue Medicare HMO $1,994.02 ↑ +4721%
Highmark Highmark Together Blue Medicare $1,994.02 ↑ +4721%
Aetna Aetna Medicare $1,994.02 ↑ +4721%
Amerihealth Amerihealth Medicare New York $2,013.19 ↑ +4767%
Humana Humana Commercial $2,032.37 ↑ +4814%
United Healthcare United Healthcare Medicare I-SNP $2,051.54 ↑ +4860%
United Healthcare United Healthcare Medicare D-SNP $2,070.71 ↑ +4907%
Molina Molina Ohio $2,089.89 ↑ +4953%
Highmark Highmark Performance Blue Enhanced $2,792.78 ↑ +6652%
Aetna Aetna Commercial $3,681.27 ↑ +8801%

Visitor-reported prices

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Bone marrow;aspiration only 38220 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,917.33 $0.01 – $3,092.49
Harlem Hospital Center New York $1,917.33 $0.01 – $2,329.68
Kings County Hospital Center Brooklyn $1,917.33 $0.01 – $3,092.49
Lincoln Medical Center Bronx $1,917.33 $0.01 – $2,329.68
Metropolitan Hospital Center New York $1,917.33 $0.01 – $2,329.68
Queens Hospital Center Jamaica $1,917.33 $0.01 – $3,092.49
Woodhull Medical Center Brooklyn $1,917.33 $0.01 – $3,092.49
South Brooklyn Health Brooklyn $1,917.33 $0.01 – $2,329.68

All New-york hospitals for this procedure →