Bone biopsy open superficial at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$86.46

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$393.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.01 with Amerihealth vs $6,502.72 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid HC $6.01 ↓ -93%
Amerihealth Amerihealth Medicaid CHC $6.01 ↓ -93%
Amerihealth Amerihealth Caritas Medicare (NY) $99.75 ↑ +15%
Amerihealth Amerihealth Caritas D-SNP Medicare $99.75 ↑ +15%
Univera Univera Healthy New York $114.16 ↑ +32%
Univera Univera Essential Plan $114.16 ↑ +32%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $125.40 ↑ +45%
Geisinger Geisinger CHIP $137.75 ↑ +59%
Amerihealth Amerihealth Caritas CHC Medicaid $137.75 ↑ +59%
Amerihealth Amerihealth Caritas HC Medicaid $137.75 ↑ +59%
United Healthcare United Healthcare Medicaid $137.75 ↑ +59%
Geisinger Geisinger Medicaid HC $137.75 ↑ +59%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $142.50 ↑ +65%
Highmark Highmark Together Blue $145.22 ↑ +68%
Jefferson Health Plans Jefferson Health Plans $145.35 ↑ +68%
Univera Univera Medicare $149.51 ↑ +73%
Highmark Highmark Community Blue $153.62 ↑ +78%
Highmark Highmark My Direct Blue $153.62 ↑ +78%
Highmark Highmark Performance Blue $153.62 ↑ +78%
Highmark Highmark Blue High Performance $153.62 ↑ +78%
Highmark Highmark Social Mission Indemnity $153.62 ↑ +78%
Highmark Highmark Social Mission Managed Care $153.62 ↑ +78%
Highmark Highmark Connect Blue $153.62 ↑ +78%
Highmark Highmark Indemnity $153.62 ↑ +78%
Highmark Highmark Managed Care $153.62 ↑ +78%
Highmark Highmark My Blue Access $153.62 ↑ +78%
Univera Univera Commercial $167.89 ↑ +94%
Cigna Cigna Commercial $223.15 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $268.17 ↑ +210%
United Healthcare United Healthcare Commercial $282.73 ↑ +227%
United Healthcare United Healthcare Of OH Medicaid $282.73 ↑ +227%
United Healthcare United Healthcare CHIP $1,347.20 ↑ +1458%
Highmark Highmark Complete Blue Medicare $3,115.89 ↑ +3504%
Highmark Highmark Community Blue Medicare PPO $3,115.89 ↑ +3504%
Highmark Highmark Freedom Blue $3,149.76 ↑ +3543%
Martin's Point Martin's Point $3,386.84 ↑ +3817%
Life Pittsburgh Life Pittsburgh Medicare $3,386.84 ↑ +3817%
American Health Plans American Health Plans Medicare $3,386.84 ↑ +3817%
Devoted Medicare Devoted Health Medicare Advantage $3,488.44 ↑ +3935%
Highmark Highmark Community Blue Medicare HMO $3,522.31 ↑ +3974%
Highmark Highmark Security Blue $3,522.31 ↑ +3974%
Highmark Highmark Together Blue Medicare $3,522.31 ↑ +3974%
Aetna Aetna Medicare $3,522.31 ↑ +3974%
Amerihealth Amerihealth Medicare New York $3,556.18 ↑ +4013%
Humana Humana Commercial $3,590.05 ↑ +4052%
United Healthcare United Healthcare Medicare I-SNP $3,623.91 ↑ +4091%
United Healthcare United Healthcare Medicare D-SNP $3,657.78 ↑ +4131%
Molina Molina Ohio $3,691.65 ↑ +4170%
Highmark Highmark Performance Blue Enhanced $4,933.26 ↑ +5606%
Aetna Aetna Commercial $6,502.72 ↑ +7421%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bone biopsy open superficial at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,386.84 $0.01 – $5,438.86
Harlem Hospital Center New York $3,386.84 $0.01 – $4,097.28
Kings County Hospital Center Brooklyn $3,386.84 $0.01 – $5,438.86
Lincoln Medical Center Bronx $3,386.84 $0.01 – $4,097.28
Metropolitan Hospital Center New York $3,386.84 $0.01 – $4,097.28
UPMC Chautauqua Jamestown $3,851.40 $118.75 – $5,777.10
Queens Hospital Center Jamaica $3,386.84 $0.01 – $5,438.86
Woodhull Medical Center Brooklyn $3,386.84 $0.01 – $5,438.86

All New-york hospitals for this procedure →