Biopsy of upper nose/throat at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$75.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$343.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.11 with Univera vs $7,368.42 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $10.11 ↓ -87%
Univera Univera Essential Plan $10.11 ↓ -87%
Univera Univera Medicare $12.69 ↓ -83%
Univera Univera Commercial $14.87 ↓ -80%
Amerihealth Amerihealth Caritas D-SNP Medicare $64.05 ↓ -15%
Amerihealth Amerihealth Caritas Medicare (NY) $64.05 ↓ -15%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $80.52 ↑ +7%
United Healthcare United Healthcare Medicaid $88.45 ↑ +17%
Amerihealth Amerihealth Caritas CHC Medicaid $88.45 ↑ +17%
Amerihealth Amerihealth Caritas HC Medicaid $88.45 ↑ +17%
Geisinger Geisinger Medicaid HC $88.45 ↑ +17%
Geisinger Geisinger CHIP $88.45 ↑ +17%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $91.50 ↑ +21%
Jefferson Health Plans Jefferson Health Plans $93.33 ↑ +24%
Amerihealth Amerihealth Medicaid HC $100.65 ↑ +33%
Amerihealth Amerihealth Medicaid CHC $100.65 ↑ +33%
Highmark Highmark Community Blue Medicare $106.37 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $114.38 ↑ +52%
Highmark Highmark Security Blue $117.81 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $121.24 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $121.24 ↑ +61%
American Health Plans American Health Plans Medicare $125.82 ↑ +67%
Highmark Highmark Together Blue $132.86 ↑ +76%
Highmark Highmark Managed Care $140.54 ↑ +86%
Highmark Highmark My Blue Access $140.54 ↑ +86%
Highmark Highmark My Direct Blue $140.54 ↑ +86%
Highmark Highmark Performance Blue $140.54 ↑ +86%
Highmark Highmark Blue High Performance $140.54 ↑ +86%
Highmark Highmark Social Mission Indemnity $140.54 ↑ +86%
Highmark Highmark Social Mission Managed Care $140.54 ↑ +86%
Highmark Highmark Connect Blue $140.54 ↑ +86%
Highmark Highmark Indemnity $140.54 ↑ +86%
Highmark Highmark Community Blue $140.54 ↑ +86%
Cigna Cigna Commercial $195.48 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $205.16 ↑ +172%
United Healthcare United Healthcare Commercial $216.29 ↑ +187%
United Healthcare United Healthcare Of OH Medicaid $216.29 ↑ +187%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +1545%
Highmark Highmark Community Blue Medicare PPO $3,530.70 ↑ +4579%
Highmark Highmark Complete Blue Medicare $3,530.70 ↑ +4579%
Highmark Highmark Freedom Blue $3,569.08 ↑ +4630%
Martin's Point Martin's Point $3,837.72 ↑ +4986%
Aetna Aetna Medicare $3,991.23 ↑ +5189%
Highmark Highmark Together Blue Medicare $3,991.23 ↑ +5189%
Highmark Highmark Community Blue Medicare HMO $3,991.23 ↑ +5189%
Amerihealth Amerihealth Medicare New York $4,029.61 ↑ +5240%
Humana Humana Commercial $4,067.98 ↑ +5291%
United Healthcare United Healthcare Medicare I-SNP $4,106.36 ↑ +5342%
United Healthcare United Healthcare Medicare D-SNP $4,144.74 ↑ +5393%
Molina Molina Ohio $4,183.11 ↑ +5443%
Highmark Highmark Performance Blue Enhanced $5,590.02 ↑ +7308%
Aetna Aetna Commercial $7,368.42 ↑ +9665%

Visitor-reported prices

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Biopsy of upper nose/throat at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,837.72 $0.01 – $6,207.95
Harlem Hospital Center New York $3,837.72 $0.01 – $4,676.66
Kings County Hospital Center Brooklyn $3,837.72 $0.01 – $6,207.95
Lincoln Medical Center Bronx $3,837.72 $0.01 – $4,676.66
Metropolitan Hospital Center New York $3,837.72 $0.01 – $4,676.66
Queens Hospital Center Jamaica $3,837.72 $0.01 – $6,207.95
Woodhull Medical Center Brooklyn $3,837.72 $0.01 – $6,207.95
South Brooklyn Health Brooklyn $3,837.72 $0.01 – $4,676.66

All New-york hospitals for this procedure →