Biopsy of rectum wall anal approach 45100 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$188.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$855.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.29 with Univera vs $6,230.85 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $22.29 ↓ -88%
Univera Univera Healthy New York $22.29 ↓ -88%
Univera Univera Medicare $27.98 ↓ -85%
Univera Univera Commercial $32.79 ↓ -83%
Amerihealth Amerihealth Caritas D-SNP Medicare $158.03 ↓ -16%
Amerihealth Amerihealth Caritas Medicare (NY) $158.03 ↓ -16%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $198.66 ↑ +6%
Geisinger Geisinger CHIP $218.23 ↑ +16%
Amerihealth Amerihealth Caritas CHC Medicaid $218.23 ↑ +16%
Amerihealth Amerihealth Caritas HC Medicaid $218.23 ↑ +16%
Geisinger Geisinger Medicaid HC $218.23 ↑ +16%
United Healthcare United Healthcare Medicaid $218.23 ↑ +16%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $225.75 ↑ +20%
Jefferson Health Plans Jefferson Health Plans $230.26 ↑ +22%
Amerihealth Amerihealth Medicaid CHC $248.33 ↑ +32%
Amerihealth Amerihealth Medicaid HC $248.33 ↑ +32%
Highmark Highmark Together Blue $327.14 ↑ +74%
Highmark Highmark Performance Blue $346.06 ↑ +84%
Highmark Highmark Community Blue $346.06 ↑ +84%
Highmark Highmark Connect Blue $346.06 ↑ +84%
Highmark Highmark Indemnity $346.06 ↑ +84%
Highmark Highmark Managed Care $346.06 ↑ +84%
Highmark Highmark My Blue Access $346.06 ↑ +84%
Highmark Highmark My Direct Blue $346.06 ↑ +84%
Highmark Highmark Blue High Performance $346.06 ↑ +84%
Highmark Highmark Social Mission Indemnity $346.06 ↑ +84%
Highmark Highmark Social Mission Managed Care $346.06 ↑ +84%
Cigna Cigna Commercial $483.28 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $545.65 ↑ +190%
United Healthcare United Healthcare Commercial $575.28 ↑ +206%
United Healthcare United Healthcare Of OH Medicaid $575.28 ↑ +206%
United Healthcare United Healthcare CHIP $926.40 ↑ +393%
Highmark Highmark Community Blue Medicare PPO $2,985.62 ↑ +1487%
Highmark Highmark Complete Blue Medicare $2,985.62 ↑ +1487%
Highmark Highmark Freedom Blue $3,018.07 ↑ +1505%
American Health Plans American Health Plans Medicare $3,245.23 ↑ +1625%
Life Pittsburgh Life Pittsburgh Medicare $3,245.23 ↑ +1625%
Martin's Point Martin's Point $3,245.23 ↑ +1625%
Devoted Medicare Devoted Health Medicare Advantage $3,342.59 ↑ +1677%
Highmark Highmark Together Blue Medicare $3,375.04 ↑ +1694%
Highmark Highmark Community Blue Medicare HMO $3,375.04 ↑ +1694%
Highmark Highmark Security Blue $3,375.04 ↑ +1694%
Aetna Aetna Medicare $3,375.04 ↑ +1694%
Amerihealth Amerihealth Medicare New York $3,407.50 ↑ +1712%
Humana Humana Commercial $3,439.95 ↑ +1729%
United Healthcare United Healthcare Medicare I-SNP $3,472.40 ↑ +1746%
United Healthcare United Healthcare Medicare D-SNP $3,504.85 ↑ +1763%
Molina Molina Ohio $3,537.31 ↑ +1781%
Highmark Highmark Performance Blue Enhanced $4,727.01 ↑ +2413%
Aetna Aetna Commercial $6,230.85 ↑ +3213%

Visitor-reported prices

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Biopsy of rectum wall anal approach 45100 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,245.23 $0.01 – $5,197.22
Harlem Hospital Center New York $3,245.23 $0.01 – $3,915.24
Kings County Hospital Center Brooklyn $3,245.23 $0.01 – $5,197.22
Lincoln Medical Center Bronx $3,245.23 $0.01 – $3,915.24
Metropolitan Hospital Center New York $3,245.23 $0.01 – $3,915.24
Queens Hospital Center Jamaica $3,245.23 $0.01 – $5,197.22
Woodhull Medical Center Brooklyn $3,245.23 $0.01 – $5,197.22
South Brooklyn Health Brooklyn $3,245.23 $0.01 – $3,915.24

All New-york hospitals for this procedure →