Assist oocyte fertilization at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$368.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,674.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$116.37 with Univera vs $1,856.04 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Commercial $116.37 ↓ -68%
Univera Univera Medicare $116.37 ↓ -68%
Highmark Highmark Together Blue $493.11 ↑ +34%
United Healthcare United Healthcare Medicaid $757.87 ↑ +106%
United Healthcare United Healthcare CHIP $757.87 ↑ +106%
Highmark Highmark My Direct Blue $843.72 ↑ +129%
Highmark Highmark Community Blue Medicare PPO $889.35 ↑ +141%
Highmark Highmark Complete Blue Medicare $889.35 ↑ +141%
Highmark Highmark Freedom Blue $899.02 ↑ +144%
Martin's Point Martin's Point $966.69 ↑ +162%
American Health Plans American Health Plans Medicare $966.69 ↑ +162%
Life Pittsburgh Life Pittsburgh Medicare $966.69 ↑ +162%
United Healthcare United Healthcare Commercial $995.69 ↑ +170%
Devoted Medicare Devoted Health Medicare Advantage $995.69 ↑ +170%
Highmark Highmark Together Blue Medicare $1,005.35 ↑ +173%
Highmark Highmark Community Blue Medicare HMO $1,005.35 ↑ +173%
Aetna Aetna Medicare $1,005.35 ↑ +173%
Highmark Highmark Security Blue $1,005.35 ↑ +173%
Amerihealth Amerihealth Caritas D-SNP Medicare $1,015.02 ↑ +176%
Amerihealth Amerihealth Medicare New York $1,015.02 ↑ +176%
Humana Humana Commercial $1,024.69 ↑ +178%
Highmark Highmark Social Mission Indemnity $1,029.13 ↑ +179%
Highmark Highmark Social Mission Managed Care $1,029.13 ↑ +179%
United Healthcare United Healthcare Medicare I-SNP $1,034.35 ↑ +181%
United Healthcare United Healthcare Medicare D-SNP $1,044.02 ↑ +183%
Molina Molina Ohio $1,053.69 ↑ +186%
Highmark Highmark My Blue Access $1,181.19 ↑ +221%
Highmark Highmark Performance Blue $1,408.08 ↑ +282%
Highmark Highmark Performance Blue Enhanced $1,408.08 ↑ +282%
Highmark Highmark Managed Care $1,427.25 ↑ +288%
Highmark Highmark Indemnity $1,427.25 ↑ +288%
Highmark Highmark Connect Blue $1,427.25 ↑ +288%
Highmark Highmark Community Blue $1,427.25 ↑ +288%
Highmark Highmark Blue High Performance $1,427.25 ↑ +288%
Aetna Aetna Commercial $1,856.04 ↑ +404%

Visitor-reported prices

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Assist oocyte fertilization at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $966.69 $54.32 – $2,011.43
Harlem Hospital Center New York $966.69 $54.32 – $2,011.43
Kings County Hospital Center Brooklyn $966.69 $54.32 – $2,011.43
Lincoln Medical Center Bronx $966.69 $54.32 – $2,011.43
Metropolitan Hospital Center New York $966.69 $54.32 – $2,011.43
Queens Hospital Center Jamaica $966.69 $54.32 – $2,011.43
Woodhull Medical Center Brooklyn $966.69 $54.32 – $2,011.43
South Brooklyn Health Brooklyn $966.69 $54.32 – $2,011.43

All New-york hospitals for this procedure →