Assay of osteocalcin at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$19.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$90.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.98 with Univera vs $66.00 with Geisinger — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Medicare $18.98 ↓ -4%
Highmark Highmark Social Mission Managed Care $19.70 ↓ -1%
Highmark Highmark Together Blue $19.70 ↓ -1%
Highmark Highmark Community Blue $19.70 ↓ -1%
Highmark Highmark Blue High Performance $19.70 ↓ -1%
Highmark Highmark Social Mission Indemnity $19.70 ↓ -1%
Highmark Highmark Connect Blue $19.70 ↓ -1%
Highmark Highmark Indemnity $19.70 ↓ -1%
Highmark Highmark Managed Care $19.70 ↓ -1%
Highmark Highmark My Blue Access $19.70 ↓ -1%
Highmark Highmark My Direct Blue $19.70 ↓ -1%
Highmark Highmark Performance Blue $19.70 ↓ -1%
Univera Univera Healthy New York $25.37 ↑ +28%
Univera Univera Essential Plan $25.37 ↑ +28%
Univera Univera Commercial $26.95 ↑ +36%
Highmark Highmark Community Blue Medicare PPO $27.46 ↑ +39%
Highmark Highmark Complete Blue Medicare $27.46 ↑ +39%
Highmark Highmark Freedom Blue $27.76 ↑ +40%
Cigna Cigna Commercial $28.64 ↑ +45%
Life Pittsburgh Life Pittsburgh Medicare $29.85 ↑ +51%
American Health Plans American Health Plans Medicare $29.85 ↑ +51%
Martin's Point Martin's Point $29.85 ↑ +51%
Devoted Medicare Devoted Health Medicare Advantage $30.75 ↑ +55%
United Healthcare United Healthcare Commercial $30.75 ↑ +55%
United Healthcare United Healthcare Navigate Nexus Commercial $30.84 ↑ +56%
Highmark Highmark Together Blue Medicare $31.04 ↑ +57%
Aetna Aetna Medicare $31.04 ↑ +57%
Highmark Highmark Community Blue Medicare HMO $31.04 ↑ +57%
Highmark Highmark Security Blue $31.04 ↑ +57%
Amerihealth Amerihealth Medicare New York $31.34 ↑ +58%
Amerihealth Amerihealth Caritas D-SNP Medicare $31.34 ↑ +58%
Humana Humana Commercial $31.64 ↑ +60%
United Healthcare United Healthcare Medicare I-SNP $31.94 ↑ +61%
United Healthcare United Healthcare Medicare D-SNP $32.24 ↑ +63%
United Healthcare United Healthcare Of OH Medicaid $32.48 ↑ +64%
Molina Molina Ohio $32.54 ↑ +64%
Jefferson Health Plans Jefferson Health Plans $41.25 ↑ +108%
Amerihealth Amerihealth Medicaid HC $41.25 ↑ +108%
Amerihealth Amerihealth Medicaid CHC $41.25 ↑ +108%
Aetna Aetna Commercial $57.31 ↑ +189%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $61.88 ↑ +213%
Highmark Highmark Performance Blue Enhanced $61.92 ↑ +213%
Geisinger Geisinger CHIP $66.00 ↑ +233%
United Healthcare United Healthcare CHIP $66.00 ↑ +233%
United Healthcare United Healthcare Medicaid $66.00 ↑ +233%
Geisinger Geisinger Medicaid HC $66.00 ↑ +233%

Visitor-reported prices

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Assay of osteocalcin at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $29.85 $1.00 – $74.26
Harlem Hospital Center New York $29.85 $1.00 – $74.26
Kings County Hospital Center Brooklyn $29.85 $1.00 – $74.26
Lincoln Medical Center Bronx $29.85 $1.00 – $74.26
Metropolitan Hospital Center New York $29.85 $1.00 – $74.26
UPMC Chautauqua Jamestown $169.20 $29.85 – $253.80
Queens Hospital Center Jamaica $29.85 $1.00 – $74.26
Woodhull Medical Center Brooklyn $29.85 $1.00 – $74.26

All New-york hospitals for this procedure →