Arthroplasty finger joint 26535 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$277.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,263.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.09 with Amerihealth vs $7,371.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid CHC $6.09 ↓ -98%
Amerihealth Amerihealth Medicaid HC $6.09 ↓ -98%
Univera Univera Essential Plan $36.32 ↓ -87%
Univera Univera Healthy New York $36.32 ↓ -87%
Univera Univera Medicare $47.57 ↓ -83%
Univera Univera Commercial $53.41 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $288.75 ↑ +4%
Amerihealth Amerihealth Caritas Medicare (NY) $288.75 ↑ +4%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $363.00 ↑ +31%
Geisinger Geisinger CHIP $398.75 ↑ +44%
Amerihealth Amerihealth Caritas CHC Medicaid $398.75 ↑ +44%
Amerihealth Amerihealth Caritas HC Medicaid $398.75 ↑ +44%
Geisinger Geisinger Medicaid HC $398.75 ↑ +44%
United Healthcare United Healthcare Medicaid $398.75 ↑ +44%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $412.50 ↑ +48%
Jefferson Health Plans Jefferson Health Plans $420.75 ↑ +51%
Highmark Highmark Together Blue $551.19 ↑ +98%
Highmark Highmark Community Blue $583.05 ↑ +110%
Highmark Highmark Indemnity $583.05 ↑ +110%
Highmark Highmark Managed Care $583.05 ↑ +110%
Highmark Highmark My Blue Access $583.05 ↑ +110%
Highmark Highmark My Direct Blue $583.05 ↑ +110%
Highmark Highmark Performance Blue $583.05 ↑ +110%
Highmark Highmark Social Mission Indemnity $583.05 ↑ +110%
Highmark Highmark Social Mission Managed Care $583.05 ↑ +110%
Highmark Highmark Blue High Performance $583.05 ↑ +110%
Highmark Highmark Connect Blue $583.05 ↑ +110%
Cigna Cigna Commercial $706.56 ↑ +154%
United Healthcare United Healthcare Navigate Nexus Commercial $785.32 ↑ +183%
United Healthcare United Healthcare Commercial $827.96 ↑ +198%
United Healthcare United Healthcare Of OH Medicaid $827.96 ↑ +198%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +347%
Highmark Highmark Complete Blue Medicare $3,532.38 ↑ +1171%
Highmark Highmark Community Blue Medicare PPO $3,532.38 ↑ +1171%
Highmark Highmark Freedom Blue $3,570.77 ↑ +1185%
American Health Plans American Health Plans Medicare $3,839.54 ↑ +1282%
Life Pittsburgh Life Pittsburgh Medicare $3,839.54 ↑ +1282%
Martin's Point Martin's Point $3,839.54 ↑ +1282%
Devoted Medicare Devoted Health Medicare Advantage $3,954.73 ↑ +1323%
Highmark Highmark Community Blue Medicare HMO $3,993.12 ↑ +1337%
Aetna Aetna Medicare $3,993.12 ↑ +1337%
Highmark Highmark Together Blue Medicare $3,993.12 ↑ +1337%
Highmark Highmark Security Blue $3,993.12 ↑ +1337%
Amerihealth Amerihealth Medicare New York $4,031.52 ↑ +1351%
Humana Humana Commercial $4,069.91 ↑ +1365%
United Healthcare United Healthcare Medicare I-SNP $4,108.31 ↑ +1379%
United Healthcare United Healthcare Medicare D-SNP $4,146.71 ↑ +1392%
Molina Molina Ohio $4,185.10 ↑ +1406%
Highmark Highmark Performance Blue Enhanced $5,592.68 ↑ +1913%
Aetna Aetna Commercial $7,371.92 ↑ +2553%

Visitor-reported prices

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Arthroplasty finger joint 26535 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,839.54 $0.01 – $6,126.58
Harlem Hospital Center New York $3,839.54 $0.01 – $4,615.36
Kings County Hospital Center Brooklyn $3,839.54 $0.01 – $6,126.58
Lincoln Medical Center Bronx $3,839.54 $0.01 – $4,615.36
Metropolitan Hospital Center New York $3,839.54 $0.01 – $4,615.36
Queens Hospital Center Jamaica $3,839.54 $0.01 – $6,126.58
Woodhull Medical Center Brooklyn $3,839.54 $0.01 – $6,126.58
South Brooklyn Health Brooklyn $3,839.54 $0.01 – $4,615.36

All New-york hospitals for this procedure →