Arthrd si jt prq wo tfxj dev at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.32 with Univera vs $41,783.14 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $38.32 —
Univera Univera Healthy New York $38.32 —
Univera Univera Medicare $50.18 —
Univera Univera Commercial $56.35 —
Highmark Highmark Community Blue Medicare $415.10 —
Life Pittsburgh Life Pittsburgh Medicare $446.34 —
Highmark Highmark Security Blue $459.73 —
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $473.12 —
Devoted Medicare Devoted Health Medicare Advantage $473.12 —
Highmark Highmark Together Blue $487.43 —
American Health Plans American Health Plans Medicare $490.97 —
Highmark Highmark Performance Blue $515.61 —
Highmark Highmark Blue High Performance $515.61 —
Highmark Highmark Community Blue $515.61 —
Highmark Highmark Connect Blue $515.61 —
Highmark Highmark Indemnity $515.61 —
Highmark Highmark Managed Care $515.61 —
Highmark Highmark My Blue Access $515.61 —
Highmark Highmark My Direct Blue $515.61 —
Highmark Highmark Social Mission Indemnity $515.61 —
Highmark Highmark Social Mission Managed Care $515.61 —
Cigna Cigna Commercial $745.40 —
United Healthcare United Healthcare Navigate Nexus Commercial $889.81 —
United Healthcare United Healthcare Of OH Medicaid $938.12 —
United Healthcare United Healthcare Commercial $938.12 —
Highmark Highmark Community Blue Medicare PPO $20,021.09 —
Highmark Highmark Complete Blue Medicare $20,021.09 —
Highmark Highmark Freedom Blue $20,238.71 —
Martin's Point Martin's Point $21,762.05 —
Highmark Highmark Together Blue Medicare $22,632.53 —
Aetna Aetna Medicare $22,632.53 —
Highmark Highmark Community Blue Medicare HMO $22,632.53 —
Amerihealth Amerihealth Medicare New York $22,850.15 —
Amerihealth Amerihealth Caritas D-SNP Medicare $22,850.15 —
Humana Humana Commercial $23,067.77 —
United Healthcare United Healthcare Medicare I-SNP $23,285.39 —
United Healthcare United Healthcare Medicare D-SNP $23,503.01 —
Molina Molina Ohio $23,720.63 —
Highmark Highmark Performance Blue Enhanced $31,698.60 —
Aetna Aetna Commercial $41,783.14 —

Visitor-reported prices

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Arthrd si jt prq wo tfxj dev at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $21,762.05 $447.26 – $43,774.37
Harlem Hospital Center New York $21,762.05 $529.30 – $43,774.37
Kings County Hospital Center Brooklyn $21,762.05 $447.26 – $43,774.37
Lincoln Medical Center Bronx $21,762.05 $542.32 – $43,774.37
Metropolitan Hospital Center New York $21,762.05 $542.32 – $43,774.37
Queens Hospital Center Jamaica $21,762.05 $477.05 – $43,774.37
Woodhull Medical Center Brooklyn $21,762.05 $477.05 – $43,774.37
South Brooklyn Health Brooklyn $21,762.05 $542.32 – $43,774.37

All New-york hospitals for this procedure →