Appl modality 1/> areas paraffin bath 97018 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$27.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$35.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.24 with Highmark vs $12.12 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Highmark Together Blue $4.24 ↓ -84%
Univera Univera Healthy New York $4.59 ↓ -83%
Univera Univera Essential Plan $4.59 ↓ -83%
Highmark Highmark Social Mission Managed Care $5.05 ↓ -82%
Highmark Highmark Blue High Performance $5.05 ↓ -82%
Highmark Highmark Community Blue $5.05 ↓ -82%
Highmark Highmark Connect Blue $5.05 ↓ -82%
Highmark Highmark Indemnity $5.05 ↓ -82%
Highmark Highmark Managed Care $5.05 ↓ -82%
Highmark Highmark My Blue Access $5.05 ↓ -82%
Highmark Highmark My Direct Blue $5.05 ↓ -82%
Highmark Highmark Performance Blue $5.05 ↓ -82%
Highmark Highmark Social Mission Indemnity $5.05 ↓ -82%
Highmark Highmark Complete Blue Medicare $5.37 ↓ -80%
Highmark Highmark Community Blue Medicare PPO $5.37 ↓ -80%
Highmark Highmark Freedom Blue $5.43 ↓ -80%
Univera Univera Medicare $5.44 ↓ -80%
Life Pittsburgh Life Pittsburgh Medicare $5.84 ↓ -79%
Martin's Point Martin's Point $5.84 ↓ -79%
American Health Plans American Health Plans Medicare $5.84 ↓ -79%
Devoted Medicare Devoted Health Medicare Advantage $6.02 ↓ -78%
United Healthcare United Healthcare Commercial $6.02 ↓ -78%
Highmark Highmark Security Blue $6.07 ↓ -78%
Aetna Aetna Medicare $6.07 ↓ -78%
Highmark Highmark Community Blue Medicare HMO $6.07 ↓ -78%
Highmark Highmark Together Blue Medicare $6.07 ↓ -78%
Amerihealth Amerihealth Caritas D-SNP Medicare $6.13 ↓ -78%
Amerihealth Amerihealth Medicare New York $6.13 ↓ -78%
Univera Univera Commercial $6.15 ↓ -77%
Humana Humana Commercial $6.19 ↓ -77%
United Healthcare United Healthcare Medicare I-SNP $6.25 ↓ -77%
United Healthcare United Healthcare Medicare D-SNP $6.31 ↓ -77%
Molina Molina Ohio $6.37 ↓ -77%
United Healthcare United Healthcare Navigate Nexus Commercial $8.52 ↓ -69%
Cigna Cigna Commercial $8.89 ↓ -67%
United Healthcare United Healthcare Of OH Medicaid $8.96 ↓ -67%
United Healthcare United Healthcare Medicaid $9.60 ↓ -65%
United Healthcare United Healthcare CHIP $9.60 ↓ -65%
Aetna Aetna Commercial $11.21 ↓ -59%
Highmark Highmark Performance Blue Enhanced $12.12 ↓ -56%

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $7.13 $5.70 – $13.86
Harlem Hospital Center New York $7.34 $5.87 – $14.24
Kings County Hospital Center Brooklyn $7.34 $5.87 – $14.24
Lincoln Medical Center Bronx $7.34 $5.87 – $14.24
Metropolitan Hospital Center New York $7.13 $5.70 – $13.86
Queens Hospital Center Jamaica $7.18 $5.74 – $13.92
Woodhull Medical Center Brooklyn $7.34 $5.87 – $14.24
South Brooklyn Health Brooklyn $7.34 $5.87 – $14.24

All New-york hospitals for this procedure →