Appl mltpln uni ext fixj sys at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$702.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,195.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.86 with Amerihealth vs $29,234.07 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas D-SNP Medicare $23.86 ↓ -97%
Amerihealth Amerihealth Caritas Medicare (NY) $23.86 ↓ -97%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $29.99 ↓ -96%
Geisinger Geisinger Medicaid HC $32.94 ↓ -95%
Amerihealth Amerihealth Caritas CHC Medicaid $32.94 ↓ -95%
Amerihealth Amerihealth Caritas HC Medicaid $32.94 ↓ -95%
United Healthcare United Healthcare Medicaid $32.94 ↓ -95%
Geisinger Geisinger CHIP $32.94 ↓ -95%
Univera Univera Essential Plan $92.12 ↓ -87%
Univera Univera Healthy New York $92.12 ↓ -87%
Univera Univera Medicare $120.63 ↓ -83%
Univera Univera Commercial $135.46 ↓ -81%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +66%
Highmark Highmark Together Blue $1,184.36 ↑ +68%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +69%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +77%
Highmark Highmark My Direct Blue $1,252.85 ↑ +78%
Highmark Highmark Blue High Performance $1,252.85 ↑ +78%
Highmark Highmark Community Blue $1,252.85 ↑ +78%
Highmark Highmark Connect Blue $1,252.85 ↑ +78%
Highmark Highmark Indemnity $1,252.85 ↑ +78%
Highmark Highmark Managed Care $1,252.85 ↑ +78%
Highmark Highmark My Blue Access $1,252.85 ↑ +78%
Highmark Highmark Performance Blue $1,252.85 ↑ +78%
Highmark Highmark Social Mission Indemnity $1,252.85 ↑ +78%
Highmark Highmark Social Mission Managed Care $1,252.85 ↑ +78%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +82%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +82%
Cigna Cigna Commercial $1,799.73 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $2,041.27 ↑ +190%
United Healthcare United Healthcare Of OH Medicaid $2,152.10 ↑ +206%
United Healthcare United Healthcare Commercial $2,152.10 ↑ +206%
Highmark Highmark Community Blue Medicare PPO $14,007.99 ↑ +1893%
Highmark Highmark Complete Blue Medicare $14,007.99 ↑ +1893%
Highmark Highmark Freedom Blue $14,160.25 ↑ +1915%
Life Pittsburgh Life Pittsburgh Medicare $15,226.08 ↑ +2066%
American Health Plans American Health Plans Medicare $15,226.08 ↑ +2066%
Martin's Point Martin's Point $15,226.08 ↑ +2066%
Devoted Medicare Devoted Health Medicare Advantage $15,682.86 ↑ +2131%
Highmark Highmark Security Blue $15,835.12 ↑ +2153%
Highmark Highmark Community Blue Medicare HMO $15,835.12 ↑ +2153%
Highmark Highmark Together Blue Medicare $15,835.12 ↑ +2153%
Aetna Aetna Medicare $15,835.12 ↑ +2153%
Amerihealth Amerihealth Medicare New York $15,987.38 ↑ +2174%
Humana Humana Commercial $16,139.64 ↑ +2196%
United Healthcare United Healthcare Medicare I-SNP $16,291.91 ↑ +2218%
United Healthcare United Healthcare Medicare D-SNP $16,444.17 ↑ +2239%
Molina Molina Ohio $16,596.43 ↑ +2261%
Highmark Highmark Performance Blue Enhanced $22,178.31 ↑ +3055%
Aetna Aetna Commercial $29,234.07 ↑ +4059%

Visitor-reported prices

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Appl mltpln uni ext fixj sys at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $15,226.08 $420.00 – $32,052.64
Harlem Hospital Center New York $15,226.08 $420.00 – $32,052.64
Kings County Hospital Center Brooklyn $15,226.08 $420.00 – $32,052.64
Lincoln Medical Center Bronx $15,226.08 $420.00 – $32,052.64
Metropolitan Hospital Center New York $15,226.08 $420.00 – $32,052.64
Queens Hospital Center Jamaica $15,226.08 $420.00 – $32,052.64
Woodhull Medical Center Brooklyn $15,226.08 $420.00 – $32,052.64
South Brooklyn Health Brooklyn $15,226.08 $420.00 – $32,052.64

All New-york hospitals for this procedure →