App skn cl ssp agrft t/a/l 1 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$78.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$356.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,104.18 with Highmark vs $4,156.10 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Highmark Together Blue $1,104.18 ↑ +1310%
Highmark Highmark My Direct Blue $1,889.30 ↑ +2312%
Highmark Highmark Complete Blue Medicare $1,991.47 ↑ +2443%
Highmark Highmark Community Blue Medicare PPO $1,991.47 ↑ +2443%
Highmark Highmark Freedom Blue $2,013.11 ↑ +2470%
Martin's Point Martin's Point $2,164.64 ↑ +2664%
Life Pittsburgh Life Pittsburgh Medicare $2,164.64 ↑ +2664%
American Health Plans American Health Plans Medicare $2,164.64 ↑ +2664%
United Healthcare United Healthcare Commercial $2,229.58 ↑ +2747%
Devoted Medicare Devoted Health Medicare Advantage $2,229.58 ↑ +2747%
Highmark Highmark Security Blue $2,251.22 ↑ +2774%
Aetna Aetna Medicare $2,251.22 ↑ +2774%
Highmark Highmark Community Blue Medicare HMO $2,251.22 ↑ +2774%
Highmark Highmark Together Blue Medicare $2,251.22 ↑ +2774%
Amerihealth Amerihealth Medicare New York $2,272.87 ↑ +2802%
Amerihealth Amerihealth Caritas D-SNP Medicare $2,272.87 ↑ +2802%
Humana Humana Commercial $2,294.52 ↑ +2830%
Highmark Highmark Social Mission Indemnity $2,304.47 ↑ +2842%
Highmark Highmark Social Mission Managed Care $2,304.47 ↑ +2842%
United Healthcare United Healthcare Medicare I-SNP $2,316.16 ↑ +2857%
United Healthcare United Healthcare Medicare D-SNP $2,337.81 ↑ +2885%
Molina Molina Ohio $2,359.45 ↑ +2913%
Highmark Highmark My Blue Access $2,644.97 ↑ +3277%
Highmark Highmark Performance Blue Enhanced $3,153.01 ↑ +3926%
Highmark Highmark Performance Blue $3,153.01 ↑ +3926%
Highmark Highmark Connect Blue $3,400.43 ↑ +4242%
Highmark Highmark Indemnity $3,589.40 ↑ +4483%
Highmark Highmark Community Blue $3,589.40 ↑ +4483%
Highmark Highmark Managed Care $3,589.40 ↑ +4483%
Aetna Aetna Commercial $4,156.10 ↑ +5207%

Visitor-reported prices

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App skn cl ssp agrft t/a/l 1 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,164.64 $2,137.71 – $3,863.34
Harlem Hospital Center New York $2,164.64 $2,137.71 – $3,073.79
Kings County Hospital Center Brooklyn $2,164.64 $2,137.71 – $3,863.34
Lincoln Medical Center Bronx $2,164.64 $2,137.71 – $3,073.79
Metropolitan Hospital Center New York $2,164.64 $2,137.71 – $3,073.79
Queens Hospital Center Jamaica $2,164.64 $2,137.71 – $3,863.34
Woodhull Medical Center Brooklyn $2,164.64 $2,137.71 – $3,863.34
South Brooklyn Health Brooklyn $2,164.64 $2,137.71 – $3,073.79

All New-york hospitals for this procedure →