App mltpln uni xtrnl fix 1st at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$720.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,273.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.88 with Univera vs $41,783.14 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $94.88 ↓ -87%
Univera Univera Healthy New York $94.88 ↓ -87%
Amerihealth Amerihealth Caritas Medicare (NY) $100.47 ↓ -86%
Amerihealth Amerihealth Caritas D-SNP Medicare $100.47 ↓ -86%
Univera Univera Medicare $124.26 ↓ -83%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $126.31 ↓ -82%
Geisinger Geisinger CHIP $138.75 ↓ -81%
Amerihealth Amerihealth Caritas CHC Medicaid $138.75 ↓ -81%
Amerihealth Amerihealth Caritas HC Medicaid $138.75 ↓ -81%
Geisinger Geisinger Medicaid HC $138.75 ↓ -81%
United Healthcare United Healthcare Medicaid $138.75 ↓ -81%
Univera Univera Commercial $139.53 ↓ -81%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +62%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +65%
Highmark Highmark Together Blue $1,219.11 ↑ +69%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +72%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +78%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +78%
Highmark Highmark My Direct Blue $1,289.60 ↑ +79%
Highmark Highmark Performance Blue $1,289.60 ↑ +79%
Highmark Highmark Social Mission Indemnity $1,289.60 ↑ +79%
Highmark Highmark Social Mission Managed Care $1,289.60 ↑ +79%
Highmark Highmark Blue High Performance $1,289.60 ↑ +79%
Highmark Highmark Community Blue $1,289.60 ↑ +79%
Highmark Highmark Connect Blue $1,289.60 ↑ +79%
Highmark Highmark Indemnity $1,289.60 ↑ +79%
Highmark Highmark Managed Care $1,289.60 ↑ +79%
Highmark Highmark My Blue Access $1,289.60 ↑ +79%
Cigna Cigna Commercial $1,855.77 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $2,172.21 ↑ +202%
United Healthcare United Healthcare Commercial $2,290.15 ↑ +218%
United Healthcare United Healthcare Of OH Medicaid $2,290.15 ↑ +218%
Highmark Highmark Complete Blue Medicare $20,021.09 ↑ +2680%
Highmark Highmark Community Blue Medicare PPO $20,021.09 ↑ +2680%
Highmark Highmark Freedom Blue $20,238.71 ↑ +2711%
Life Pittsburgh Life Pittsburgh Medicare $21,762.05 ↑ +2922%
American Health Plans American Health Plans Medicare $21,762.05 ↑ +2922%
Martin's Point Martin's Point $21,762.05 ↑ +2922%
Devoted Medicare Devoted Health Medicare Advantage $22,414.91 ↑ +3013%
Highmark Highmark Community Blue Medicare HMO $22,632.53 ↑ +3043%
Highmark Highmark Together Blue Medicare $22,632.53 ↑ +3043%
Highmark Highmark Security Blue $22,632.53 ↑ +3043%
Aetna Aetna Medicare $22,632.53 ↑ +3043%
Amerihealth Amerihealth Medicare New York $22,850.15 ↑ +3073%
Humana Humana Commercial $23,067.77 ↑ +3104%
United Healthcare United Healthcare Medicare I-SNP $23,285.39 ↑ +3134%
United Healthcare United Healthcare Medicare D-SNP $23,503.01 ↑ +3164%
Molina Molina Ohio $23,720.63 ↑ +3194%
Highmark Highmark Performance Blue Enhanced $31,698.60 ↑ +4302%
Aetna Aetna Commercial $41,783.14 ↑ +5703%

Visitor-reported prices

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App mltpln uni xtrnl fix 1st at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $27,721.73 $1,141.00 – $67,741.93
Harlem Hospital Center New York $21,762.05 $1,141.00 – $67,741.93
Kings County Hospital Center Brooklyn $27,721.73 $1,141.00 – $67,741.93
Lincoln Medical Center Bronx $21,762.05 $1,141.00 – $67,741.93
Metropolitan Hospital Center New York $21,762.05 $1,141.00 – $67,741.93
Queens Hospital Center Jamaica $27,721.73 $1,141.00 – $67,741.93
Woodhull Medical Center Brooklyn $27,721.73 $1,141.00 – $67,741.93
South Brooklyn Health Brooklyn $21,762.05 $1,141.00 – $67,741.93

All New-york hospitals for this procedure →