App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$137.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$624.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$178.84 with Univera vs $4,156.10 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $178.84 ↑ +30%
Univera Univera Essential Plan $178.84 ↑ +30%
Amerihealth Amerihealth Caritas D-SNP Medicare $179.26 ↑ +31%
Amerihealth Amerihealth Caritas Medicare (NY) $179.26 ↑ +31%
Highmark Highmark Community Blue Medicare $193.30 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $207.85 ↑ +51%
Highmark Highmark Security Blue $214.09 ↑ +56%
Univera Univera Medicare $217.15 ↑ +58%
Highmark Highmark Together Blue $218.92 ↑ +59%
Devoted Medicare Devoted Health Medicare Advantage $220.32 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $220.32 ↑ +60%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $225.35 ↑ +64%
American Health Plans American Health Plans Medicare $228.64 ↑ +67%
Highmark Highmark My Blue Access $231.58 ↑ +69%
Highmark Highmark My Direct Blue $231.58 ↑ +69%
Highmark Highmark Blue High Performance $231.58 ↑ +69%
Highmark Highmark Community Blue $231.58 ↑ +69%
Highmark Highmark Social Mission Managed Care $231.58 ↑ +69%
Highmark Highmark Indemnity $231.58 ↑ +69%
Highmark Highmark Managed Care $231.58 ↑ +69%
Highmark Highmark Social Mission Indemnity $231.58 ↑ +69%
Highmark Highmark Connect Blue $231.58 ↑ +69%
Highmark Highmark Performance Blue $231.58 ↑ +69%
Univera Univera Commercial $235.92 ↑ +72%
Amerihealth Amerihealth Caritas HC Medicaid $247.54 ↑ +80%
Geisinger Geisinger Medicaid HC $247.54 ↑ +80%
Amerihealth Amerihealth Caritas CHC Medicaid $247.54 ↑ +80%
United Healthcare United Healthcare Medicaid $247.54 ↑ +80%
Geisinger Geisinger CHIP $247.54 ↑ +80%
Cigna Cigna Commercial $352.34 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $420.31 ↑ +206%
United Healthcare United Healthcare Of OH Medicaid $443.13 ↑ +223%
United Healthcare United Healthcare Commercial $443.13 ↑ +223%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +748%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +765%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +804%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +833%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +833%
Highmark Highmark Community Blue Medicare PPO $1,991.47 ↑ +1351%
Highmark Highmark Complete Blue Medicare $1,991.47 ↑ +1351%
Highmark Highmark Freedom Blue $2,013.11 ↑ +1366%
Martin's Point Martin's Point $2,164.64 ↑ +1477%
Highmark Highmark Together Blue Medicare $2,251.22 ↑ +1540%
Highmark Highmark Community Blue Medicare HMO $2,251.22 ↑ +1540%
Aetna Aetna Medicare $2,251.22 ↑ +1540%
Amerihealth Amerihealth Medicare New York $2,272.87 ↑ +1556%
Humana Humana Commercial $2,294.52 ↑ +1571%
United Healthcare United Healthcare Medicare I-SNP $2,316.16 ↑ +1587%
United Healthcare United Healthcare Medicare D-SNP $2,337.81 ↑ +1603%
Molina Molina Ohio $2,359.45 ↑ +1619%
Highmark Highmark Performance Blue Enhanced $3,153.01 ↑ +2197%
Aetna Aetna Commercial $4,156.10 ↑ +2927%

Visitor-reported prices

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App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $2,164.64 $0.01 – $3,863.34
Harlem Hospital Center New York $2,164.64 $0.01 – $2,910.38
Kings County Hospital Center Brooklyn $2,164.64 $0.01 – $3,863.34
Lincoln Medical Center Bronx $2,164.64 $0.01 – $2,910.38
Metropolitan Hospital Center New York $2,164.64 $0.01 – $2,910.38
UPMC Chautauqua Jamestown $4,378.80 $187.18 – $6,568.20
Queens Hospital Center Jamaica $2,164.64 $0.01 – $3,863.34
Woodhull Medical Center Brooklyn $2,164.64 $0.01 – $3,863.34

All New-york hospitals for this procedure →