Ant sgm img ir flrscn angrph at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$21.34

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$97.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.88 with Univera vs $292.87 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $23.88 ↑ +12%
Univera Univera Healthy New York $23.88 ↑ +12%
Univera Univera Medicare $29.36 ↑ +38%
Univera Univera Commercial $32.31 ↑ +51%
Highmark Highmark Together Blue $36.62 ↑ +72%
Highmark Highmark Managed Care $38.73 ↑ +81%
Highmark Highmark Social Mission Managed Care $38.73 ↑ +81%
Highmark Highmark Social Mission Indemnity $38.73 ↑ +81%
Highmark Highmark Blue High Performance $38.73 ↑ +81%
Highmark Highmark Community Blue $38.73 ↑ +81%
Highmark Highmark My Blue Access $38.73 ↑ +81%
Highmark Highmark Performance Blue $38.73 ↑ +81%
Highmark Highmark Connect Blue $38.73 ↑ +81%
Highmark Highmark My Direct Blue $38.73 ↑ +81%
Highmark Highmark Indemnity $38.73 ↑ +81%
Cigna Cigna Commercial $45.88 ↑ +115%
United Healthcare United Healthcare Navigate Nexus Commercial $83.92 ↑ +293%
United Healthcare United Healthcare Commercial $88.47 ↑ +315%
United Healthcare United Healthcare Of OH Medicaid $88.47 ↑ +315%
United Healthcare United Healthcare CHIP $113.33 ↑ +431%
United Healthcare United Healthcare Medicaid $113.33 ↑ +431%
Highmark Highmark Complete Blue Medicare $140.33 ↑ +558%
Highmark Highmark Community Blue Medicare PPO $140.33 ↑ +558%
Highmark Highmark Freedom Blue $141.86 ↑ +565%
American Health Plans American Health Plans Medicare $152.54 ↑ +615%
Life Pittsburgh Life Pittsburgh Medicare $152.54 ↑ +615%
Martin's Point Martin's Point $152.54 ↑ +615%
Devoted Medicare Devoted Health Medicare Advantage $157.11 ↑ +636%
Highmark Highmark Security Blue $158.64 ↑ +643%
Aetna Aetna Medicare $158.64 ↑ +643%
Highmark Highmark Community Blue Medicare HMO $158.64 ↑ +643%
Highmark Highmark Together Blue Medicare $158.64 ↑ +643%
Amerihealth Amerihealth Medicare New York $160.16 ↑ +651%
Amerihealth Amerihealth Caritas D-SNP Medicare $160.16 ↑ +651%
Humana Humana Commercial $161.69 ↑ +658%
United Healthcare United Healthcare Medicare I-SNP $163.21 ↑ +665%
United Healthcare United Healthcare Medicare D-SNP $164.74 ↑ +672%
Molina Molina Ohio $166.26 ↑ +679%
Highmark Highmark Performance Blue Enhanced $222.18 ↑ +941%
Aetna Aetna Commercial $292.87 ↑ +1272%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ant sgm img ir flrscn angrph at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $152.54 $0.01 – $645.00
Harlem Hospital Center New York $152.54 $0.01 – $645.00
Kings County Hospital Center Brooklyn $152.54 $0.01 – $645.00
Lincoln Medical Center Bronx $152.54 $0.01 – $645.00
Metropolitan Hospital Center New York $152.54 $0.01 – $645.00
Queens Hospital Center Jamaica $152.54 $0.01 – $645.00
Woodhull Medical Center Brooklyn $152.54 $0.01 – $645.00
South Brooklyn Health Brooklyn $152.54 $0.01 – $645.00

All New-york hospitals for this procedure →