Anl sp inf pmp w/mdreprg&fil at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$28.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$129.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.20 with Univera vs $681.41 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $37.20 ↑ +31%
Univera Univera Healthy New York $37.20 ↑ +31%
Amerihealth Amerihealth Caritas Medicare (NY) $38.62 ↑ +36%
Amerihealth Amerihealth Caritas D-SNP Medicare $38.62 ↑ +36%
Highmark Highmark Community Blue Medicare $39.85 ↑ +40%
Life Pittsburgh Life Pittsburgh Medicare $42.85 ↑ +51%
Highmark Highmark Security Blue $44.14 ↑ +56%
Univera Univera Medicare $45.15 ↑ +59%
Devoted Medicare Devoted Health Medicare Advantage $45.42 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $45.42 ↑ +60%
American Health Plans American Health Plans Medicare $47.14 ↑ +66%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $48.55 ↑ +71%
Highmark Highmark Together Blue $49.89 ↑ +76%
Highmark Highmark Social Mission Managed Care $52.77 ↑ +86%
Highmark Highmark Connect Blue $52.77 ↑ +86%
Highmark Highmark Indemnity $52.77 ↑ +86%
Highmark Highmark Managed Care $52.77 ↑ +86%
Highmark Highmark My Blue Access $52.77 ↑ +86%
Highmark Highmark My Direct Blue $52.77 ↑ +86%
Highmark Highmark Performance Blue $52.77 ↑ +86%
Highmark Highmark Social Mission Indemnity $52.77 ↑ +86%
Highmark Highmark Blue High Performance $52.77 ↑ +86%
Highmark Highmark Community Blue $52.77 ↑ +86%
Univera Univera Commercial $53.13 ↑ +87%
Geisinger Geisinger CHIP $53.33 ↑ +88%
Geisinger Geisinger Medicaid HC $53.33 ↑ +88%
Amerihealth Amerihealth Caritas HC Medicaid $53.33 ↑ +88%
Amerihealth Amerihealth Caritas CHC Medicaid $53.33 ↑ +88%
United Healthcare United Healthcare Medicaid $53.33 ↑ +88%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $55.17 ↑ +94%
Jefferson Health Plans Jefferson Health Plans $56.27 ↑ +98%
United Healthcare United Healthcare CHIP $58.85 ↑ +107%
Amerihealth Amerihealth Medicaid HC $60.69 ↑ +114%
Amerihealth Amerihealth Medicaid CHC $60.69 ↑ +114%
Cigna Cigna Commercial $72.81 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $85.61 ↑ +202%
United Healthcare United Healthcare Commercial $90.26 ↑ +218%
United Healthcare United Healthcare Of OH Medicaid $90.26 ↑ +218%
Highmark Highmark Community Blue Medicare PPO $326.51 ↑ +1050%
Highmark Highmark Complete Blue Medicare $326.51 ↑ +1050%
Highmark Highmark Freedom Blue $330.06 ↑ +1063%
Martin's Point Martin's Point $354.90 ↑ +1151%
Aetna Aetna Medicare $369.10 ↑ +1201%
Highmark Highmark Together Blue Medicare $369.10 ↑ +1201%
Highmark Highmark Community Blue Medicare HMO $369.10 ↑ +1201%
Amerihealth Amerihealth Medicare New York $372.65 ↑ +1213%
Humana Humana Commercial $376.20 ↑ +1226%
United Healthcare United Healthcare Medicare I-SNP $379.74 ↑ +1238%
United Healthcare United Healthcare Medicare D-SNP $383.29 ↑ +1251%
Molina Molina Ohio $386.84 ↑ +1263%
Highmark Highmark Performance Blue Enhanced $516.95 ↑ +1722%
Aetna Aetna Commercial $681.41 ↑ +2301%

Visitor-reported prices

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Anl sp inf pmp w/mdreprg&fil at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $354.90 $50.32 – $575.09
Harlem Hospital Center New York $354.90 $50.32 – $443.63
Kings County Hospital Center Brooklyn $354.90 $51.55 – $575.09
Lincoln Medical Center Bronx $354.90 $51.55 – $443.63
Metropolitan Hospital Center New York $354.90 $51.55 – $443.63
Queens Hospital Center Jamaica $354.90 $50.04 – $575.09
Woodhull Medical Center Brooklyn $354.90 $51.55 – $575.09
South Brooklyn Health Brooklyn $354.90 $51.55 – $443.63

All New-york hospitals for this procedure →