Amputation of upper arm at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$476.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,168.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.49 with Univera vs $1,417.87 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $60.49 ↓ -87%
Univera Univera Healthy New York $60.49 ↓ -87%
Amerihealth Amerihealth Caritas Medicare (NY) $78.75 ↓ -83%
Amerihealth Amerihealth Caritas D-SNP Medicare $78.75 ↓ -83%
Univera Univera Medicare $79.22 ↓ -83%
Univera Univera Commercial $88.96 ↓ -81%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $99.00 ↓ -79%
Amerihealth Amerihealth Caritas CHC Medicaid $108.75 ↓ -77%
Amerihealth Amerihealth Caritas HC Medicaid $108.75 ↓ -77%
Geisinger Geisinger CHIP $108.75 ↓ -77%
Geisinger Geisinger Medicaid HC $108.75 ↓ -77%
United Healthcare United Healthcare Medicaid $108.75 ↓ -77%
United Healthcare United Healthcare CHIP $120.00 ↓ -75%
Highmark Highmark Together Blue $780.65 ↑ +64%
Highmark Highmark Performance Blue $825.79 ↑ +73%
Highmark Highmark Social Mission Indemnity $825.79 ↑ +73%
Highmark Highmark Social Mission Managed Care $825.79 ↑ +73%
Highmark Highmark Indemnity $825.79 ↑ +73%
Highmark Highmark My Blue Access $825.79 ↑ +73%
Highmark Highmark My Direct Blue $825.79 ↑ +73%
Highmark Highmark Connect Blue $825.79 ↑ +73%
Highmark Highmark Community Blue $825.79 ↑ +73%
Highmark Highmark Blue High Performance $825.79 ↑ +73%
Highmark Highmark Managed Care $825.79 ↑ +73%
Cigna Cigna Commercial $1,184.06 ↑ +148%
United Healthcare United Healthcare Navigate Nexus Commercial $1,344.85 ↑ +182%
United Healthcare United Healthcare Commercial $1,417.87 ↑ +197%
United Healthcare United Healthcare Of OH Medicaid $1,417.87 ↑ +197%

Visitor-reported prices

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Amputation of upper arm at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $13,116.76 $409.15 – $32,052.64
Kings County Hospital Center Brooklyn $13,116.76 $409.15 – $32,052.64
Queens Hospital Center Jamaica $13,116.76 $409.15 – $32,052.64
Woodhull Medical Center Brooklyn $13,116.76 $409.15 – $32,052.64
Harlem Hospital Center New York not published $884.09 – $32,052.64
Lincoln Medical Center Bronx not published $913.69 – $32,052.64
Metropolitan Hospital Center New York not published $913.69 – $32,052.64
South Brooklyn Health Brooklyn not published $913.69 – $32,052.64

All New-york hospitals for this procedure →