Allg patch or app # of tests 95044 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.97 with Univera vs $2,311.56 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $3.97 —
Univera Univera Essential Plan $3.97 —
Amerihealth Amerihealth Caritas Medicare (NY) $4.98 —
Amerihealth Amerihealth Caritas D-SNP Medicare $4.98 —
Univera Univera Medicare $5.02 —
Univera Univera Commercial $5.26 —
Highmark Highmark Together Blue $5.57 —
Highmark Highmark Blue High Performance $5.89 —
Highmark Highmark Community Blue $5.89 —
Highmark Highmark Connect Blue $5.89 —
Highmark Highmark Indemnity $5.89 —
Highmark Highmark Social Mission Managed Care $5.89 —
Highmark Highmark Social Mission Indemnity $5.89 —
Highmark Highmark Performance Blue $5.89 —
Highmark Highmark My Direct Blue $5.89 —
Highmark Highmark My Blue Access $5.89 —
Highmark Highmark Managed Care $5.89 —
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $6.26 —
United Healthcare United Healthcare Medicaid $6.87 —
Geisinger Geisinger Medicaid HC $6.87 —
Geisinger Geisinger CHIP $6.87 —
Amerihealth Amerihealth Caritas HC Medicaid $6.87 —
Amerihealth Amerihealth Caritas CHC Medicaid $6.87 —
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $7.11 —
Jefferson Health Plans Jefferson Health Plans $7.25 —
United Healthcare United Healthcare CHIP $7.58 —
Cigna Cigna Commercial $7.63 —
Amerihealth Amerihealth Medicaid HC $7.82 —
Amerihealth Amerihealth Medicaid CHC $7.82 —
United Healthcare United Healthcare Navigate Nexus Commercial $9.17 —
United Healthcare United Healthcare Of OH Medicaid $9.67 —
United Healthcare United Healthcare Commercial $9.67 —
Highmark Highmark Complete Blue Medicare $1,107.62 —
Highmark Highmark Community Blue Medicare PPO $1,107.62 —
Highmark Highmark Freedom Blue $1,119.66 —
Life Pittsburgh Life Pittsburgh Medicare $1,203.94 —
Martin's Point Martin's Point $1,203.94 —
American Health Plans American Health Plans Medicare $1,203.94 —
Devoted Medicare Devoted Health Medicare Advantage $1,240.06 —
Highmark Highmark Together Blue Medicare $1,252.10 —
Highmark Highmark Community Blue Medicare HMO $1,252.10 —
Highmark Highmark Security Blue $1,252.10 —
Aetna Aetna Medicare $1,252.10 —
Amerihealth Amerihealth Medicare New York $1,264.14 —
Humana Humana Commercial $1,276.17 —
United Healthcare United Healthcare Medicare I-SNP $1,288.21 —
United Healthcare United Healthcare Medicare D-SNP $1,300.25 —
Molina Molina Ohio $1,312.29 —
Highmark Highmark Performance Blue Enhanced $1,753.66 —
Aetna Aetna Commercial $2,311.56 —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Allg patch or app # of tests 95044 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,203.94 $4.70 – $2,143.90
Harlem Hospital Center New York $1,203.94 $5.82 – $2,143.90
Kings County Hospital Center Brooklyn $1,203.94 $4.70 – $2,143.90
Lincoln Medical Center Bronx $1,203.94 $6.05 – $2,143.90
Metropolitan Hospital Center New York $1,203.94 $6.05 – $2,143.90
Queens Hospital Center Jamaica $1,203.94 $4.70 – $2,143.90
Woodhull Medical Center Brooklyn $1,203.94 $4.70 – $2,143.90
South Brooklyn Health Brooklyn $1,203.94 $6.05 – $2,143.90

All New-york hospitals for this procedure →