Albumin (human), 5%, 250 ml at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$106.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$484.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.57 with Highmark vs $110.11 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Highmark Together Blue $38.57 ↓ -64%
Cigna Cigna Commercial $47.49 ↓ -55%
Univera Univera Commercial $47.49 ↓ -55%
Highmark Highmark Community Blue Medicare PPO $48.83 ↓ -54%
Highmark Highmark Complete Blue Medicare $48.83 ↓ -54%
Highmark Highmark Freedom Blue $49.36 ↓ -54%
Geisinger Geisinger CHIP $50.07 ↓ -53%
University of Pittsburgh Medical Center University of Pittsburgh Medical Center Commercial $50.07 ↓ -53%
Life Pittsburgh Life Pittsburgh Medicare $53.08 ↓ -50%
Martin's Point Martin's Point $53.08 ↓ -50%
Univera Univera Healthy New York $53.08 ↓ -50%
Univera Univera Essential Plan $53.08 ↓ -50%
American Health Plans American Health Plans Medicare $53.08 ↓ -50%
Amerihealth Amerihealth Medicaid CHC $53.08 ↓ -50%
Amerihealth Amerihealth Medicaid HC $53.08 ↓ -50%
Univera Univera Medicare $53.08 ↓ -50%
United Healthcare United Healthcare Commercial $54.67 ↓ -49%
Devoted Medicare Devoted Health Medicare Advantage $54.67 ↓ -49%
Aetna Aetna Medicare $55.20 ↓ -48%
Highmark Highmark Security Blue $55.20 ↓ -48%
Highmark Highmark Together Blue Medicare $55.20 ↓ -48%
Highmark Highmark Community Blue Medicare HMO $55.20 ↓ -48%
Amerihealth Amerihealth Caritas D-SNP Medicare $55.73 ↓ -48%
Amerihealth Amerihealth Medicare New York $55.73 ↓ -48%
Humana Humana Commercial $56.26 ↓ -47%
United Healthcare United Healthcare Medicare I-SNP $56.79 ↓ -47%
United Healthcare United Healthcare Medicare D-SNP $57.32 ↓ -46%
Molina Molina Ohio $57.85 ↓ -46%
Highmark Highmark My Direct Blue $65.97 ↓ -38%
Highmark Highmark Blue High Performance $66.10 ↓ -38%
Highmark Highmark Community Blue $66.10 ↓ -38%
Highmark Highmark Connect Blue $66.10 ↓ -38%
Highmark Highmark Indemnity $66.10 ↓ -38%
Highmark Highmark Managed Care $66.10 ↓ -38%
Highmark Highmark My Blue Access $66.10 ↓ -38%
Highmark Highmark Performance Blue $66.10 ↓ -38%
Highmark Highmark Social Mission Indemnity $66.10 ↓ -38%
Highmark Highmark Social Mission Managed Care $66.10 ↓ -38%
United Healthcare United Healthcare Navigate Nexus Commercial $69.27 ↓ -35%
United Healthcare United Healthcare Of OH Medicaid $73.30 ↓ -31%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $75.10 ↓ -30%
Aetna Aetna Commercial $101.91 ↓ -4%
Highmark Highmark Performance Blue Enhanced $110.11 ↑ +3%

Visitor-reported prices

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Albumin (human), 5%, 250 ml at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $53.08 $52.02 – $102.44
Harlem Hospital Center New York $53.08 $52.02 – $102.44
Kings County Hospital Center Brooklyn $53.08 $52.02 – $102.44
Lincoln Medical Center Bronx $53.08 $52.02 – $102.44
Metropolitan Hospital Center New York $53.08 $52.02 – $102.44
UPMC Chautauqua Jamestown $266.40 $51.20 – $299.70
Queens Hospital Center Jamaica $53.08 $52.02 – $102.44
Woodhull Medical Center Brooklyn $53.08 $52.02 – $102.44

All New-york hospitals for this procedure →