Afo tibial fracture soft at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$316.24 with United Healthcare vs $1,272.60 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare Navigate Nexus Commercial $316.24 —
United Healthcare United Healthcare Commercial $332.57 —
United Healthcare United Healthcare Of OH Medicaid $332.57 —
Univera Univera Commercial $401.37 —
Univera Univera Essential Plan $401.37 —
Univera Univera Healthy New York $401.37 —
Univera Univera Medicare $401.37 —
Highmark Highmark Together Blue $445.73 —
United Healthcare United Healthcare Medicaid $488.16 —
United Healthcare United Healthcare CHIP $488.16 —
Highmark Highmark Indemnity $506.10 —
Highmark Highmark Blue High Performance $506.10 —
Highmark Highmark Community Blue $506.10 —
Highmark Highmark Connect Blue $506.10 —
Highmark Highmark Managed Care $506.10 —
Highmark Highmark My Blue Access $506.10 —
Highmark Highmark My Direct Blue $506.10 —
Highmark Highmark Performance Blue $506.10 —
Highmark Highmark Social Mission Indemnity $506.10 —
Highmark Highmark Social Mission Managed Care $506.10 —
Highmark Highmark Community Blue Medicare PPO $564.37 —
Highmark Highmark Complete Blue Medicare $564.37 —
Highmark Highmark Freedom Blue $570.51 —
American Health Plans American Health Plans Medicare $613.45 —
Martin's Point Martin's Point $613.45 —
Life Pittsburgh Life Pittsburgh Medicare $613.45 —
Devoted Medicare Devoted Health Medicare Advantage $631.85 —
Highmark Highmark Security Blue $637.99 —
Aetna Aetna Medicare $637.99 —
Highmark Highmark Community Blue Medicare HMO $637.99 —
Highmark Highmark Together Blue Medicare $637.99 —
Amerihealth Amerihealth Medicare New York $644.12 —
Amerihealth Amerihealth Caritas D-SNP Medicare $644.12 —
Humana Humana Commercial $650.26 —
United Healthcare United Healthcare Medicare I-SNP $656.39 —
United Healthcare United Healthcare Medicare D-SNP $662.53 —
Molina Molina Ohio $668.66 —
Aetna Aetna Commercial $1,177.82 —
Highmark Highmark Performance Blue Enhanced $1,272.60 —

Visitor-reported prices

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Afo tibial fracture soft at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 not published $377.69 – $768.90
Harlem Hospital Center New York not published $412.97 – $768.90
Kings County Hospital Center Brooklyn not published $412.97 – $768.90
Lincoln Medical Center Bronx not published $412.97 – $768.90
Metropolitan Hospital Center New York not published $412.97 – $768.90
Queens Hospital Center Jamaica not published $412.97 – $768.90
Woodhull Medical Center Brooklyn not published $412.97 – $768.90
South Brooklyn Health Brooklyn not published $412.97 – $768.90

All New-york hospitals for this procedure →