Adh-sendout at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$22.44

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$102.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.93 with Univera vs $70.41 with Highmark — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Medicare $19.93 ↓ -11%
Highmark Highmark Social Mission Managed Care $22.40 ↓ -0%
Highmark Highmark Together Blue $22.40 ↓ -0%
Highmark Highmark Community Blue $22.40 ↓ -0%
Highmark Highmark Blue High Performance $22.40 ↓ -0%
Highmark Highmark Social Mission Indemnity $22.40 ↓ -0%
Highmark Highmark Connect Blue $22.40 ↓ -0%
Highmark Highmark Indemnity $22.40 ↓ -0%
Highmark Highmark Managed Care $22.40 ↓ -0%
Highmark Highmark My Blue Access $22.40 ↓ -0%
Highmark Highmark My Direct Blue $22.40 ↓ -0%
Highmark Highmark Performance Blue $22.40 ↓ -0%
Univera Univera Healthy New York $28.85 ↑ +29%
Univera Univera Essential Plan $28.85 ↑ +29%
Univera Univera Commercial $30.63 ↑ +36%
Highmark Highmark Community Blue Medicare PPO $31.22 ↑ +39%
Highmark Highmark Complete Blue Medicare $31.22 ↑ +39%
Highmark Highmark Freedom Blue $31.56 ↑ +41%
Cigna Cigna Commercial $32.73 ↑ +46%
Life Pittsburgh Life Pittsburgh Medicare $33.94 ↑ +51%
American Health Plans American Health Plans Medicare $33.94 ↑ +51%
Martin's Point Martin's Point $33.94 ↑ +51%
Devoted Medicare Devoted Health Medicare Advantage $34.96 ↑ +56%
United Healthcare United Healthcare Commercial $34.96 ↑ +56%
United Healthcare United Healthcare Navigate Nexus Commercial $35.06 ↑ +56%
Highmark Highmark Together Blue Medicare $35.30 ↑ +57%
Aetna Aetna Medicare $35.30 ↑ +57%
Highmark Highmark Community Blue Medicare HMO $35.30 ↑ +57%
Highmark Highmark Security Blue $35.30 ↑ +57%
Amerihealth Amerihealth Medicare New York $35.64 ↑ +59%
Amerihealth Amerihealth Caritas D-SNP Medicare $35.64 ↑ +59%
Humana Humana Commercial $35.98 ↑ +60%
Amerihealth Amerihealth Medicaid HC $36.00 ↑ +60%
Jefferson Health Plans Jefferson Health Plans $36.00 ↑ +60%
Amerihealth Amerihealth Medicaid CHC $36.00 ↑ +60%
United Healthcare United Healthcare Medicare I-SNP $36.32 ↑ +62%
United Healthcare United Healthcare Medicare D-SNP $36.66 ↑ +63%
United Healthcare United Healthcare Of OH Medicaid $36.93 ↑ +65%
Molina Molina Ohio $36.99 ↑ +65%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $54.00 ↑ +141%
Geisinger Geisinger CHIP $57.60 ↑ +157%
United Healthcare United Healthcare Medicaid $57.60 ↑ +157%
Geisinger Geisinger Medicaid HC $57.60 ↑ +157%
United Healthcare United Healthcare CHIP $57.60 ↑ +157%
Aetna Aetna Commercial $65.16 ↑ +190%
Highmark Highmark Performance Blue Enhanced $70.41 ↑ +214%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Adh-sendout at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $33.94 $1.00 – $84.75
Harlem Hospital Center New York $33.94 $1.00 – $84.75
Kings County Hospital Center Brooklyn $33.94 $1.00 – $84.75
Lincoln Medical Center Bronx $33.94 $1.00 – $84.75
Metropolitan Hospital Center New York $33.94 $1.00 – $84.75
Queens Hospital Center Jamaica $33.94 $1.00 – $84.75
Woodhull Medical Center Brooklyn $33.94 $1.00 – $84.75
South Brooklyn Health Brooklyn $33.94 $1.00 – $84.75

All New-york hospitals for this procedure →