Abltj 1/+thyr ndul 1lobe prq at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$195.36

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$888.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$256.85 with Univera vs $3,681.27 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $256.85 ↑ +31%
Univera Univera Essential Plan $256.85 ↑ +31%
Highmark Highmark Community Blue Medicare $275.13 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $295.84 ↑ +51%
Highmark Highmark Security Blue $304.72 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $313.59 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $313.59 ↑ +61%
Univera Univera Medicare $322.23 ↑ +65%
American Health Plans American Health Plans Medicare $325.42 ↑ +67%
Univera Univera Commercial $337.59 ↑ +73%
Cigna Cigna Commercial $505.88 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $604.37 ↑ +209%
United Healthcare United Healthcare Commercial $637.18 ↑ +226%
United Healthcare United Healthcare Of OH Medicaid $637.18 ↑ +226%
Highmark Highmark Together Blue $978.03 ↑ +401%
Highmark Highmark My Direct Blue $1,673.44 ↑ +757%
Highmark Highmark Community Blue Medicare PPO $1,763.94 ↑ +803%
Highmark Highmark Complete Blue Medicare $1,763.94 ↑ +803%
Highmark Highmark Freedom Blue $1,783.11 ↑ +813%
Martin's Point Martin's Point $1,917.33 ↑ +881%
Highmark Highmark Together Blue Medicare $1,994.02 ↑ +921%
Aetna Aetna Medicare $1,994.02 ↑ +921%
Highmark Highmark Community Blue Medicare HMO $1,994.02 ↑ +921%
Amerihealth Amerihealth Caritas D-SNP Medicare $2,013.19 ↑ +931%
Amerihealth Amerihealth Medicare New York $2,013.19 ↑ +931%
Humana Humana Commercial $2,032.37 ↑ +940%
Highmark Highmark Social Mission Managed Care $2,041.19 ↑ +945%
Highmark Highmark Social Mission Indemnity $2,041.19 ↑ +945%
United Healthcare United Healthcare Medicare I-SNP $2,051.54 ↑ +950%
United Healthcare United Healthcare Medicare D-SNP $2,070.71 ↑ +960%
Molina Molina Ohio $2,089.89 ↑ +970%
Highmark Highmark My Blue Access $2,342.78 ↑ +1099%
Highmark Highmark Performance Blue $2,792.78 ↑ +1330%
Highmark Highmark Performance Blue Enhanced $2,792.78 ↑ +1330%
Highmark Highmark Connect Blue $3,011.93 ↑ +1442%
Highmark Highmark Managed Care $3,179.31 ↑ +1527%
Highmark Highmark Indemnity $3,179.31 ↑ +1527%
Highmark Highmark Community Blue $3,179.31 ↑ +1527%
Aetna Aetna Commercial $3,681.27 ↑ +1784%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Abltj 1/+thyr ndul 1lobe prq at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,917.33 $200.24 – $3,092.49
Harlem Hospital Center New York $1,917.33 $355.31 – $2,329.68
Kings County Hospital Center Brooklyn $1,917.33 $200.24 – $3,092.49
Lincoln Medical Center Bronx $1,917.33 $355.31 – $2,329.68
Metropolitan Hospital Center New York $1,917.33 $355.31 – $2,329.68
Queens Hospital Center Jamaica $1,917.33 $200.24 – $3,092.49
Woodhull Medical Center Brooklyn $1,917.33 $200.24 – $3,092.49
South Brooklyn Health Brooklyn $1,917.33 $355.31 – $2,329.68

All New-york hospitals for this procedure →