3d ech img cgen car anomal at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$14.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$65.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.00 with Univera vs $49.21 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Healthy New York | $19.00 | ↑ +33% |
| Univera | Univera Essential Plan | $19.00 | ↑ +33% |
| Highmark | Highmark Community Blue Medicare | $20.15 | ↑ +41% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $20.74 | ↑ +45% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $20.74 | ↑ +45% |
| Life Pittsburgh | Life Pittsburgh Medicare | $21.67 | ↑ +52% |
| Highmark | Highmark Security Blue | $22.32 | ↑ +56% |
| Devoted Medicare | Devoted Duel Plus PA HMO D-SNP | $22.97 | ↑ +61% |
| Devoted Medicare | Devoted Health Medicare Advantage | $22.97 | ↑ +61% |
| American Health Plans | American Health Plans Medicare | $23.84 | ↑ +67% |
| Univera | Univera Medicare | $25.26 | ↑ +77% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $26.07 | ↑ +82% |
| Highmark | Highmark Together Blue | $28.06 | ↑ +96% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $28.64 | ↑ +100% |
| Geisinger | Geisinger CHIP | $28.64 | ↑ +100% |
| United Healthcare | United Healthcare Medicaid | $28.64 | ↑ +100% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $28.64 | ↑ +100% |
| Geisinger | Geisinger Medicaid HC | $28.64 | ↑ +100% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $29.63 | ↑ +107% |
| Highmark | Highmark My Direct Blue | $29.69 | ↑ +108% |
| Highmark | Highmark Performance Blue | $29.69 | ↑ +108% |
| Highmark | Highmark Social Mission Indemnity | $29.69 | ↑ +108% |
| Highmark | Highmark Social Mission Managed Care | $29.69 | ↑ +108% |
| Highmark | Highmark Community Blue | $29.69 | ↑ +108% |
| Highmark | Highmark Managed Care | $29.69 | ↑ +108% |
| Highmark | Highmark Blue High Performance | $29.69 | ↑ +108% |
| Highmark | Highmark Connect Blue | $29.69 | ↑ +108% |
| Highmark | Highmark Indemnity | $29.69 | ↑ +108% |
| Highmark | Highmark My Blue Access | $29.69 | ↑ +108% |
| Jefferson Health Plans | Jefferson Health Plans | $30.22 | ↑ +111% |
| United Healthcare | United Healthcare CHIP | $31.60 | ↑ +121% |
| Univera | Univera Commercial | $32.17 | ↑ +125% |
| Amerihealth | Amerihealth Medicaid CHC | $32.59 | ↑ +128% |
| Amerihealth | Amerihealth Medicaid HC | $32.59 | ↑ +128% |
| Cigna | Cigna Commercial | $37.11 | ↑ +160% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $46.68 | ↑ +226% |
| United Healthcare | United Healthcare Of OH Medicaid | $49.21 | ↑ +244% |
| United Healthcare | United Healthcare Commercial | $49.21 | ↑ +244% |
Visitor-reported prices
Comments
3d ech img cgen car anomal at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| NewYork-Presbyterian Hudson Valley Hospital | Cortlandt Manor | $718.00 | $102.18 – $3,058.68 |
| NewYork-Presbyterian Queens | Flushing | $718.00 | $46.85 – $589.80 |
| NewYork-Presbyterian Columbia University Irving Medical Center | New York | $718.00 | $50.86 – $589.80 |
| Rochester General Hospital | Rochester | $587.18 | not published |
| Clifton Springs Hospital and Clinic | Clifton Springs | $587.18 | $17.34 – $35.28 |
| The Unity Hospital of Rochester | Rochester | $722.68 | not published |
| Newark Wayne Community Hospital | Newark | $587.18 | $20.16 – $42.01 |
| Bellevue Hospital Center | NY 10016 | not published | $16.67 – $36.03 |