1st hosp/birthing center care per day nml nb 99460 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$56.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$258.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.41 with Amerihealth vs $292.80 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas D-SNP Medicare $37.41 ↓ -34%
Amerihealth Amerihealth Caritas Medicare (NY) $37.41 ↓ -34%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $47.03 ↓ -17%
Geisinger Geisinger Medicaid HC $51.66 ↓ -9%
Amerihealth Amerihealth Caritas CHC Medicaid $51.66 ↓ -9%
Amerihealth Amerihealth Caritas HC Medicaid $51.66 ↓ -9%
United Healthcare United Healthcare Medicaid $51.66 ↓ -9%
Geisinger Geisinger CHIP $51.66 ↓ -9%
United Healthcare United Healthcare CHIP $57.01 ↑ +0%
Univera Univera Healthy New York $75.81 ↑ +34%
Univera Univera Essential Plan $75.81 ↑ +34%
Highmark Highmark Together Blue $77.79 ↑ +37%
Univera Univera Medicare $89.19 ↑ +57%
Univera Univera Commercial $89.19 ↑ +57%
Highmark Highmark Social Mission Managed Care $116.92 ↑ +106%
Highmark Highmark Performance Blue $116.92 ↑ +106%
Highmark Highmark Community Blue $116.92 ↑ +106%
Highmark Highmark Social Mission Indemnity $116.92 ↑ +106%
Highmark Highmark Blue High Performance $116.92 ↑ +106%
Highmark Highmark Connect Blue $116.92 ↑ +106%
Highmark Highmark Indemnity $116.92 ↑ +106%
Highmark Highmark Managed Care $116.92 ↑ +106%
Highmark Highmark My Blue Access $116.92 ↑ +106%
Highmark Highmark My Direct Blue $116.92 ↑ +106%
Highmark Highmark Complete Blue Medicare $140.30 ↑ +147%
Highmark Highmark Community Blue Medicare PPO $140.30 ↑ +147%
Highmark Highmark Freedom Blue $141.82 ↑ +150%
Cigna Cigna Commercial $147.63 ↑ +160%
Martin's Point Martin's Point $152.50 ↑ +169%
American Health Plans American Health Plans Medicare $152.50 ↑ +169%
Life Pittsburgh Life Pittsburgh Medicare $152.50 ↑ +169%
Devoted Medicare Devoted Health Medicare Advantage $157.07 ↑ +177%
United Healthcare United Healthcare Commercial $157.07 ↑ +177%
Highmark Highmark Community Blue Medicare HMO $158.60 ↑ +179%
Highmark Highmark Security Blue $158.60 ↑ +179%
Highmark Highmark Together Blue Medicare $158.60 ↑ +179%
Aetna Aetna Medicare $158.60 ↑ +179%
Amerihealth Amerihealth Medicare New York $160.12 ↑ +182%
Humana Humana Commercial $161.65 ↑ +185%
United Healthcare United Healthcare Medicare I-SNP $163.17 ↑ +187%
United Healthcare United Healthcare Medicare D-SNP $164.70 ↑ +190%
Molina Molina Ohio $166.22 ↑ +193%
United Healthcare United Healthcare Navigate Nexus Commercial $172.86 ↑ +205%
United Healthcare United Healthcare Of OH Medicaid $182.25 ↑ +221%
Highmark Highmark Performance Blue Enhanced $222.13 ↑ +291%
Aetna Aetna Commercial $292.80 ↑ +416%

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1st hosp/birthing center care per day nml nb 99460 at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $152.50 $27.86 – $332.38
Harlem Hospital Center New York $152.50 $62.00 – $332.38
Kings County Hospital Center Brooklyn $152.50 $27.86 – $332.38
Lincoln Medical Center Bronx $152.50 $62.00 – $332.38
Metropolitan Hospital Center New York $152.50 $62.00 – $332.38
Queens Hospital Center Jamaica $152.50 $27.86 – $332.38
Woodhull Medical Center Brooklyn $152.50 $27.86 – $332.38
South Brooklyn Health Brooklyn $152.50 $62.00 – $332.38

All New-york hospitals for this procedure →