Obstetrics panel at The Unity Hospital of Rochester

1555 Long Pond Road, Rochester, NY · Rochesterregional · · NPI 1760421713

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$130.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$163.06

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.59 with EXCELLUS vs $61.67 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
EXCELLUS MEDICARE ADVANTAGE $41.59 ↓ -68%
UNITED HEALTHCARE COMMERCIAL $43.03 ↓ -67%
MVP - CIGNA COMMERCIAL $44.94 ↓ -66%
INDEPENDENT HEALTH ASSOCIATION COMMERCIAL $47.81 ↓ -63%
INDEPENDENT HEALTH ASSOCIATION MEDICAID $47.81 ↓ -63%
INDEPENDENT HEALTH ASSOCIATION MEDICARE ADVANTAGE $47.81 ↓ -63%
CDPHP MEDICARE ADVANTAGE $47.81 ↓ -63%
HUMANA MEDICARE ADVANTAGE $47.81 ↓ -63%
UNITED HEALTHCARE MEDICARE ADVANTAGE DUAL $49.24 ↓ -62%
EXCELLUS COMMERCIAL $51.63 ↓ -60%
UNITED HEALTHCARE MEDICARE ADVANTAGE $53.55 ↓ -59%
WELLCARE MEDICARE ADVANTAGE $59.76 ↓ -54%
AETNA MEDICARE ADVANTAGE $61.67 ↓ -53%

Visitor-reported prices

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Obstetrics panel at other New-york hospitals

Hospital City Cash price Negotiated range
Rochester General Hospital Rochester $105.99 $22.26 – $74.58
Bellevue Hospital Center NY 10016 $47.81 $1.00 – $119.45
Harlem Hospital Center New York $47.81 $1.00 – $119.45
Kings County Hospital Center Brooklyn $47.81 $1.00 – $119.45
Lincoln Medical Center Bronx $47.81 $1.00 – $119.45
Metropolitan Hospital Center New York $47.81 $1.00 – $119.45
UPMC Chautauqua Jamestown $93.00 $12.00 – $139.50
Queens Hospital Center Jamaica $47.81 $1.00 – $119.45

All New-york hospitals for this procedure →