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Lower Back (Lumbar Spine) MRI (with contrast) at Bellevue Hospital Center

462 1st Ave New York, NY 10016, NY · NYC Health + Hospitals · · NPI 1073535027

Source: hospital's published price file ↗ · Published Sep 5, 2025 · Ingested Aug 13, 2026

$444.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$767.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$153.33 with Healthfirst vs $1,832.09 with Affinity — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthfirst HARP_Managed Medicaid HMO Primary Services $153.33 ↓ -66%
Healthfirst HARP $245.32 ↓ -45%
Healthfirst HARP_Managed Medicaid HMO Specialist Services $245.32 ↓ -45%
Healthfirst Managed Medicaid $245.32 ↓ -45%
Affinity CHP $269.85 ↓ -39%
Healthfirst CHP $275.99 ↓ -38%
Healthfirst MAP_Medicare Advantage Specialist Services $285.18 ↓ -36%
Healthfirst MAP_Medicare Advantage Primary Services $300.52 ↓ -32%
Anthem HealthPlus HARP $306.65 ↓ -31%
EMBLEM HIP_GHI_CHP $306.65 ↓ -31%
Anthem HealthPlus MLTC $306.65 ↓ -31%
Elderplan MAP $306.65 ↓ -31%
Anthem HealthPlus MAP $306.65 ↓ -31%
Healthfirst Small Group $306.65 ↓ -31%
Fidelis Managed Medicaid $306.65 ↓ -31%
Elderplan Medicare Advantage $306.65 ↓ -31%
Centerlight PACE $306.65 ↓ -31%
Healthfirst Medicare Advantage PPO $306.65 ↓ -31%
Fidelis CHP $306.65 ↓ -31%
Elderplan MLTC $306.65 ↓ -31%
Fidelis FHP $306.65 ↓ -31%
Amidacare Managed Medicaid $306.65 ↓ -31%
Wellcare Medicare Advantage $311.25 ↓ -30%
Centers Plan for Healthy Living Medicare Advantage $318.92 ↓ -28%
Hamaspik Medicare Advantage $321.98 ↓ -28%
Anthem HealthPlus CHP $337.32 ↓ -24%
Hamaspik MEDICARE ADVANTAGE $338.09 ↓ -24%
Anthem HealthPlus Essential Plan 1-2 $367.98 ↓ -17%
Aetna All Products $370.50 ↓ -17%
Aetna Medicare Advantage $370.50 ↓ -17%
Oscar All Products $383.31 ↓ -14%
MetroPlus Essential Plan 200-250 $404.99 ↓ -9%
MetroPlus Essential Plan 1-2 $404.99 ↓ -9%
MetroPlus Essential Plan 3-4 $404.99 ↓ -9%
Fidelis QHC $408.61 ↓ -8%
VNSNY Medicare Advantage $422.61 ↓ -5%
ANTHEM MEDICARE ADVANTAGE $422.61 ↓ -5%
Aetna MEDICARE ADVANTAGE $422.61 ↓ -5%
VACCN All Products $422.61 ↓ -5%
VNSNY Medicare SNP $422.61 ↓ -5%
Healthfirst MEDICARE ADVANTAGE $435.84 ↓ -2%
Healthfirst MAP $435.84 ↓ -2%
Centers Plan for Healthy Living MEDICARE ADVANTAGE $439.52 ↓ -1%
Fidelis MAP $441.58 ↓ -1%
UNITED MEDICARE ADVANTAGE $443.74 ↓ -0%
OXFORD MEDICARE ADVANTAGE $443.74 ↓ -0%
Anthem HealthPlus Exchange $467.89 ↑ +5%
UNITED HARP $500.00 ↑ +12%
UNITED Managed Medicaid $500.00 ↑ +12%
MetroPlus MAP $502.55 ↑ +13%
MetroPlus EXCHANGE $502.55 ↑ +13%
MetroPlus MEDICARE ADVANTAGE $502.55 ↑ +13%
UNITED Essential Plan 1-4_200-250 $535.00 ↑ +20%
Affinity Essential Plan 1-4_200-250 $551.97 ↑ +24%
Fidelis Essential Plan 1-4_200-250 $551.97 ↑ +24%
Fidelis EXCHANGE $600.11 ↑ +35%
Aetna ALL PRODUCTS $611.33 ↑ +37%
Wellcare MEDICARE ADVANTAGE $625.47 ↑ +41%
OSCAR ALL PRODUCTS $633.92 ↑ +43%
EMBLEM MEDICARE ADVANTAGE $633.92 ↑ +43%
OXFORD Freedom $641.12 ↑ +44%
UNITED ALL PRODUCTS $641.12 ↑ +44%
OXFORD Liberty $641.12 ↑ +44%
UNITED EXCHANGE $641.12 ↑ +44%
VillageCare Max MAP $667.10 ↑ +50%
VillageCare Max MEDICARE ADVANTAGE $667.10 ↑ +50%
EMBLEM Essential Plan 1-2 $681.75 ↑ +53%
MetroPlus HARP $743.35 ↑ +67%
ANTHEM Small Group EPO_PPO $747.15 ↑ +68%
ANTHEM Blue Access Small Group $747.15 ↑ +68%
ANTHEM Blue Access Large Group $769.53 ↑ +73%
Local 1199 All Products $798.00 ↑ +79%
MetroPlus Managed Medicaid $814.26 ↑ +83%
MetroPlus CHP $814.26 ↑ +83%
Senior Whole Health MLTC $814.26 ↑ +83%
MetroPlus Goldcare 1 & 2 $814.26 ↑ +83%
MetroPlus Gold $814.26 ↑ +83%
MetroPlus SNP $814.26 ↑ +83%
Carelon Managed Medicaid_HARP_CHP $814.26 ↑ +83%
Anthem HealthPlus Managed Medicaid_HARP_MLTC_MAP $814.26 ↑ +83%
UNITED BEHAVIORAL HEALTH Managed Medicaid $814.26 ↑ +83%
Anthem HealthPlus EXCHANGE $814.26 ↑ +83%
Senior Whole Health MAP $814.26 ↑ +83%
Fidelis HARP_Managed Medicaid $814.26 ↑ +83%
VNSNY Medicaid SNP $830.55 ↑ +87%
UNITED BEHAVIORAL HEALTH HARP $830.55 ↑ +87%
VNSNY MAP $830.55 ↑ +87%
Affinity HARP_Managed Medicaid $830.55 ↑ +87%
Carelon (Amida Care) Managed Medicaid $830.55 ↑ +87%
UNITED BEHAVIORAL HEALTH CHP $830.55 ↑ +87%
ANTHEM EPO $831.10 ↑ +87%
ANTHEM INDEMNITY $831.10 ↑ +87%
ANTHEM PPO $831.10 ↑ +87%
ANTHEM HMO $831.10 ↑ +87%
Elderplan MAP_Medicare Advantage_MLTC $845.23 ↑ +90%
UNITED BEHAVIORAL HEALTH Essential Plan $895.69 ↑ +101%
Healthfirst EXCHANGE $1,017.83 ↑ +129%
EMBLEM Essential Plan 3-4 $1,017.83 ↑ +129%
UNITED CHP $1,017.83 ↑ +129%
Healthfirst Essential Plan 1-2 $1,832.09 ↑ +312%
Healthfirst Essential Plan 3-4 $1,832.09 ↑ +312%
Anthem HealthPlus Essential Plan 3-4 $1,832.09 ↑ +312%
Affinity Essential Plan 1-2 $1,832.09 ↑ +312%
Affinity Essential Plan 200-250 $1,832.09 ↑ +312%
Healthfirst Essential Plan 200-250 $1,832.09 ↑ +312%
Affinity Essential Plan 3-4 $1,832.09 ↑ +312%
United Behavioral Health Exchange not published by hospital
United Behavioral Health Medicare Advantage not published by hospital
United Behavioral Health All Products not published by hospital

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Lower Back (Lumbar Spine) MRI (with contrast) at other New-york hospitals

Hospital City Cash price Negotiated range
Kings County Hospital Center Brooklyn $440.22 $157.34 – $1,880.60
UPMC Chautauqua Jamestown $736.20 $297.75 – $1,104.30
Queens Hospital Center Jamaica $444.73 $155.88 – $1,880.60
Woodhull Medical Center Brooklyn $444.73 $157.34 – $798.00
Elmhurst Hospital Center NY 11373 not published $242.34 – $1,702.00
Harlem Hospital Center New York not published $172.37 – $1,285.00
Jacobi Medical Center Bronx not published $177.55 – $1,880.60
Lincoln Medical Center Bronx not published $242.34 – $1,702.00

All New-york hospitals for this procedure →