healthcosts.net
Knee MRI (with contrast) at UPMC Chautauqua
207 Foote Avenue, Jamestown, NY · UPMC · · NPI 1770573222
$739.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,233.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$348.50 with Univera vs $2,420.90 with BCBS of Western NY — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Medicare Advantage | $348.50 | ↓ -53% |
| MagnaCare | No Fault | $657.82 | ↓ -11% |
| MagnaCare | Workers Compensation | $657.82 | ↓ -11% |
| Geisinger | Medicaid/CHIP | $678.15 | ↓ -8% |
| UPMC Health Plan | Commercial | $739.80 | ↑ +0% |
| United Healthcare | Commercial | $789.12 | ↑ +7% |
| Aetna | Commercial | $801.45 | ↑ +8% |
| Humana | Commercial | $924.75 | ↑ +25% |
| MagnaCare | Direct Plus | $924.75 | ↑ +25% |
| MagnaCare | PPO | $924.75 | ↑ +25% |
| Multiplan | PPO (Includes PHCS as a Payer) | $924.75 | ↑ +25% |
| Beacon | Medicare Advantage | $965.31 | ↑ +30% |
| Fidelis | Medicare | $965.31 | ↑ +30% |
| Humana | Medicare | $965.31 | ↑ +30% |
| UNITED BEHAVIORAL HEALTH | MEDICARE | $965.31 | ↑ +30% |
| UPMC Health Plan | Managed Medicare | $965.31 | ↑ +30% |
| United Healthcare | Medicare | $965.31 | ↑ +30% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $984.62 | ↑ +33% |
| GHI/Emblem Health | Commercial | $986.40 | ↑ +33% |
| Wellcare | Medicare | $994.27 | ↑ +34% |
| Aetna | Medicare | $1,003.92 | ↑ +36% |
| Independent Health | Medicare Advantage | $1,018.01 | ↑ +38% |
| Statewide Independent PPO | PPO | $1,085.04 | ↑ +47% |
| Affordable First Health | PPO | $1,109.70 | ↑ +50% |
| Beacon | Commercial | $1,206.64 | ↑ +63% |
| Independent Health | Commercial | $1,292.90 | ↑ +75% |
| BCBS of Western NY | Commercial | $2,420.90 | ↑ +227% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Knee MRI (with contrast) at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $925.92 | $0.01 – $2,778.79 |
| Kings County Hospital Center | Brooklyn | $916.54 | $181.99 – $2,952.47 |
| Queens Hospital Center | Jamaica | $925.92 | $180.64 – $1,402.39 |
| Woodhull Medical Center | Brooklyn | $925.92 | $181.99 – $2,952.47 |
| Elmhurst Hospital Center | NY 11373 | not published | $289.02 – $1,906.18 |
| Harlem Hospital Center | New York | not published | $283.67 – $1,869.85 |
| Jacobi Medical Center | Bronx | not published | $291.18 – $2,952.47 |
| Lincoln Medical Center | Bronx | not published | $291.18 – $1,906.18 |