New Patient Office Visit (level 5) at Gouverneur Hospital

77 West Barney Street, Gouverneur, NY · Rochesterregional · · NPI 1629409925

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$514.76

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$791.94

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.97 with MH OPTUM vs $272.05 with MVP - CIGNA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MH OPTUM MEDICAID $76.97 ↓ -85%
MVP - CIGNA COMMERCIAL $272.05 ↓ -47%
MVP - CIGNA ESSENTIAL $272.05 ↓ -47%
MVP - CIGNA INDIVIDUAL EXCHANGE $272.05 ↓ -47%
MVP - CIGNA MEDICAID OPTION $272.05 ↓ -47%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

New Patient Office Visit (level 5) at other New-york hospitals

Hospital City Cash price Negotiated range
UPMC Chautauqua Jamestown $217.80 $61.00 – $321.30
NewYork-Presbyterian Queens Flushing $1,014.00 $1,567.74 – $1,644.31
NewYork-Presbyterian Columbia University Irving Medical Center New York $715.00 $1,597.27 – $1,597.27
Rochester General Hospital Rochester $584.79 $72.00 – $72.00
Clifton Springs Hospital and Clinic Clifton Springs $584.79 $52.50 – $255.63
Massena Hospital Massena $517.48 $76.97 – $272.05
Canton-Potsdam Hospital Potsdam $524.87 $139.66 – $272.05
The Unity Hospital of Rochester Rochester $719.74 $109.59 – $109.59

All New-york hospitals for this procedure →