Established Patient Office Visit (level 3) at Gouverneur Hospital
77 West Barney Street, Gouverneur, NY · Rochesterregional · · NPI 1629409925
$288.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$443.71
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.71 with MH OPTUM vs $101.00 with MVP - CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MH OPTUM | MEDICAID | $31.71 | ↓ -89% |
| MVP - CIGNA | COMMERCIAL | $101.00 | ↓ -65% |
| MVP - CIGNA | ESSENTIAL | $101.00 | ↓ -65% |
| MVP - CIGNA | INDIVIDUAL EXCHANGE | $101.00 | ↓ -65% |
| MVP - CIGNA | MEDICAID OPTION | $101.00 | ↓ -65% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 3) at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Chautauqua | Jamestown | $156.00 | $31.71 – $146.70 |
| NewYork-Presbyterian Queens | Flushing | $1,014.00 | $566.21 – $593.87 |
| NewYork-Presbyterian Columbia University Irving Medical Center | New York | $715.00 | $575.75 – $575.75 |
| Rochester General Hospital | Rochester | $297.19 | $68.56 – $72.73 |
| Clifton Springs Hospital and Clinic | Clifton Springs | $297.19 | $36.25 – $52.09 |
| Massena Hospital | Massena | $289.93 | $31.71 – $101.00 |
| Canton-Potsdam Hospital | Potsdam | $294.07 | $50.41 – $101.00 |
| The Unity Hospital of Rochester | Rochester | $365.78 | $102.42 – $102.42 |