Established Patient Office Visit (level 1) at Gouverneur Hospital

77 West Barney Street, Gouverneur, NY · Rochesterregional · · NPI 1629409925

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$234.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$360.94

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.90 with MH OPTUM vs $33.00 with MVP - CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MH OPTUM MEDICAID $19.90 ↓ -92%
MVP - CIGNA COMMERCIAL $33.00 ↓ -86%
MVP - CIGNA ESSENTIAL $33.00 ↓ -86%
MVP - CIGNA INDIVIDUAL EXCHANGE $33.00 ↓ -86%
MVP - CIGNA MEDICAID OPTION $33.00 ↓ -86%

Visitor-reported prices

visitor-reported
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Established Patient Office Visit (level 1) at other New-york hospitals

Hospital City Cash price Negotiated range
UPMC Chautauqua Jamestown $67.20 $7.75 – $100.80
NewYork-Presbyterian Queens Flushing $1,014.00 $74.23 – $77.85
NewYork-Presbyterian Columbia University Irving Medical Center New York $715.00 $75.38 – $75.38
Rochester General Hospital Rochester $210.10 $28.92 – $30.60
Clifton Springs Hospital and Clinic Clifton Springs $210.10 $6.47 – $25.45
Massena Hospital Massena $192.60 $19.90 – $33.00
Canton-Potsdam Hospital Potsdam $239.21 $6.77 – $33.00
The Unity Hospital of Rochester Rochester $258.58 $44.45 – $44.45

All New-york hospitals for this procedure →