Knee Arthroscopy (Cartilage Smoothing) at CHRISTUS St. Vincent Regional Medical Center

455 St Michaels Dr, Santa Fe, NM · Christushealth · · NPI 1578587150

Source: hospital's published price file ↗ · Published Jan 13, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,016.77 with BCBS-NM vs $12,665.32 with BCBS - NM — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-NM KM $2,016.77 —
United Healthcare KM $2,016.77 —
Presbyterian Health Plan (NM) KM $2,016.77 —
Molina KM $2,218.45 —
Aetna MM $3,423.91 —
Allwell Superior Medicare Adantage $3,423.91 —
Christus Health Med Adv MM $3,423.91 —
Humana Medicare MM $3,423.91 —
Humana MM $3,423.91 —
Humana Senior Health Plan MM $3,423.91 —
Presbyterian Health Plan (NM) Senior Plan MM $3,423.91 —
Triwest Medicare PFFS MM $3,423.91 —
Triwest VA MM $3,423.91 —
United Healthcare MM $3,423.91 —
United Healthcare VA CCN MM $3,423.91 —
Washington National Supp MM $3,423.91 —
Western Sky Centennial Care MM $3,423.91 —
BCBS - NM MM $3,492.39 —
Cigna Healthspring Medicare Advantage MM $3,526.63 —
Molina MM $3,595.11 —
Molina Medicare Adv MM $3,595.11 —
Devoted Health Plan MM $3,595.11 —
Amerigroup MM $3,937.50 —
Ambetter Western Sky HIX $6,847.82 —
BCBS - NM HMO $10,467.04 —
Presbyterian Health Plan (NM) HMO $11,534.34 —
BCBS - NM HIX $11,576.26 —
BCBS - NM BCBS NM $12,665.32 —
Humana All Plans not published by hospital —
Aetna PPO not published by hospital —
Zelis PPO not published by hospital —
Molina HIX not published by hospital —
PHCS PPO not published by hospital —
Christus Health HIX not published by hospital —
UHC All Payer not published by hospital —
Cigna All Plans not published by hospital —
Health Management Network All Plans not published by hospital —
Pronet PPO not published by hospital —

Visitor-reported prices

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Knee Arthroscopy (Cartilage Smoothing) at other New-mexico hospitals

Hospital City Cash price Negotiated range
Covenant Health Hobbs Hospital Hobbs not published $3,245.59 – $4,543.83
Gerald Champion Regional Medical Center Alamogordo not published $2,016.77 – $4,949.45

All New-mexico hospitals for this procedure →