X-ray lumbosacral spine >= 4 views at Community Medical Center

99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$163.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$788.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.10 with Horizon Blue Cross Blue Shield of New Jersey vs $720.94 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $45.10 ↓ -72%
Horizon Blue Cross Blue Shield of New Jersey Managed $67.07 ↓ -59%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $67.07 ↓ -59%
Horizon Blue Cross Blue Shield of New Jersey Omnia $67.07 ↓ -59%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $67.07 ↓ -59%
Amerihealth Local Value $69.93 ↓ -57%
Amerihealth Regional Preferred $69.93 ↓ -57%
United Healthcare Community Plan $97.79 ↓ -40%
Fidelis Care NJ Family Care $99.60 ↓ -39%
Aetna PPO $100.86 ↓ -38%
Aetna HMO $100.86 ↓ -38%
Aetna Better Health $107.01 ↓ -35%
Aetna Medicare $116.22 ↓ -29%
Wellpoint Medicare Advantage $116.22 ↓ -29%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $116.22 ↓ -29%
Clover Health Medicare Advantage $116.22 ↓ -29%
Humana Medicare $116.22 ↓ -29%
Fidelis Care Medicare Advantage $116.22 ↓ -29%
United Healthcare Medicare $118.54 ↓ -27%
United Healthcare Oxford Metro $143.22 ↓ -12%
United Healthcare Nexus $143.22 ↓ -12%
United Healthcare Commercial $177.09 ↑ +8%
United Healthcare Oxford Commercial $177.09 ↑ +8%
Emblem Health Commercial $203.39 ↑ +24%
Cigna Local Plus $206.48 ↑ +26%
Cigna HMO $206.48 ↑ +26%
Cigna PPO $206.48 ↑ +26%
Wellcare Ambetter Health Commercial $231.28 ↑ +42%
Wellpoint NJ Family Care $449.16 ↑ +175%
First Health Commercial $472.80 ↑ +189%
Qualcare Inc HMO/POS $525.59 ↑ +222%
Qualcare Inc PPO/WC $560.26 ↑ +243%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $669.80 ↑ +310%
Horizon Blue Cross Blue Shield of New Jersey PIP $720.94 ↑ +341%

Visitor-reported prices

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X-ray lumbosacral spine >= 4 views at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $407.60 $147.76 – $147.76
Trinitas Regional Medical Center Elizabeth $147.90 $27.10 – $232.44
Cooperman Barnabas Medical Center Livingston $166.97 $45.10 – $238.62
Clara Maass Medical Center Belleville $156.73 $45.10 – $237.43
Childrens Specialized Hospital Mountainside $197.50 $27.50 – $655.00
Newark Beth Israel Medical Center Newark $164.14 $27.90 – $238.62
Jersey City Medical Center Jersey City $163.74 $35.07 – $249.21
Monmouth Medical Center Long Branch $172.41 $45.10 – $234.22

All New-jersey hospitals for this procedure →