X-ray bone survey infant at Community Medical Center

99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$161.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$777.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.50 with Horizon Blue Cross Blue Shield of New Jersey vs $710.87 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $28.50 ↓ -82%
Amerihealth Regional Preferred $60.14 ↓ -63%
Amerihealth Local Value $60.14 ↓ -63%
United Healthcare Community Plan $96.42 ↓ -40%
Fidelis Care NJ Family Care $98.21 ↓ -39%
Aetna Better Health $105.51 ↓ -35%
Horizon Blue Cross Blue Shield of New Jersey Managed $107.61 ↓ -33%
Horizon Blue Cross Blue Shield of New Jersey Omnia $107.61 ↓ -33%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $107.61 ↓ -33%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $107.61 ↓ -33%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $116.22 ↓ -28%
Aetna Medicare $116.22 ↓ -28%
Humana Medicare $116.22 ↓ -28%
Wellpoint Medicare Advantage $116.22 ↓ -28%
Clover Health Medicare Advantage $116.22 ↓ -28%
Fidelis Care Medicare Advantage $116.22 ↓ -28%
United Healthcare Medicare $118.54 ↓ -26%
United Healthcare Oxford Metro $143.22 ↓ -11%
United Healthcare Nexus $143.22 ↓ -11%
United Healthcare Commercial $177.09 ↑ +10%
United Healthcare Oxford Commercial $177.09 ↑ +10%
Aetna HMO $188.91 ↑ +17%
Aetna PPO $188.91 ↑ +17%
Emblem Health Commercial $203.39 ↑ +26%
Wellcare Ambetter Health Commercial $231.28 ↑ +44%
Cigna Local Plus $386.91 ↑ +140%
Cigna PPO $386.91 ↑ +140%
Cigna HMO $386.91 ↑ +140%
Wellpoint NJ Family Care $442.89 ↑ +175%
First Health Commercial $466.20 ↑ +189%
Qualcare Inc HMO/POS $518.25 ↑ +222%
Qualcare Inc PPO/WC $552.44 ↑ +243%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $660.45 ↑ +310%
Horizon Blue Cross Blue Shield of New Jersey PIP $710.87 ↑ +341%

Visitor-reported prices

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X-ray bone survey infant at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $145.84 $45.19 – $759.22
Cooperman Barnabas Medical Center Livingston $138.79 $28.50 – $386.91
Clara Maass Medical Center Belleville $110.38 $28.50 – $386.91
Newark Beth Israel Medical Center Newark $136.43 $28.50 – $386.91
Jersey City Medical Center Jersey City $161.46 $28.50 – $386.91
Monmouth Medical Center Long Branch $170.00 $28.50 – $386.91
Bayshore Medical Center Holmdel $117.70 $74.15 – $295.04
Hackensack University Medical Center Hackensack $125.23 $25.84 – $336.99

All New-jersey hospitals for this procedure →