Therapeutic procd strg endur at Community Medical Center

99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$42.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$207.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.68 with United Healthcare vs $383.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $25.68 ↓ -40%
Fidelis Care NJ Family Care $26.16 ↓ -39%
Wellpoint Medicare Advantage $26.76 ↓ -38%
Humana Medicare $26.76 ↓ -38%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $26.76 ↓ -38%
Fidelis Care Medicare Advantage $26.76 ↓ -38%
Aetna Medicare $26.76 ↓ -38%
Clover Health Medicare Advantage $26.76 ↓ -38%
United Healthcare Medicare $27.30 ↓ -36%
Aetna Better Health $28.11 ↓ -35%
Emblem Health Commercial $46.83 ↑ +9%
Wellcare Ambetter Health Commercial $53.25 ↑ +24%
Aetna PPO $113.85 ↑ +165%
Aetna HMO $113.85 ↑ +165%
Wellpoint NJ Family Care $117.99 ↑ +175%
First Health Commercial $124.20 ↑ +189%
Horizon Blue Cross Blue Shield of New Jersey Omnia $134.44 ↑ +213%
Qualcare Inc HMO/POS $138.06 ↑ +222%
Qualcare Inc PPO/WC $147.17 ↑ +243%
Amerihealth Regional Preferred $154.21 ↑ +259%
Amerihealth Local Value $154.21 ↑ +259%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $155.25 ↑ +262%
Horizon Blue Cross Blue Shield of New Jersey Managed $162.99 ↑ +280%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $165.66 ↑ +286%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $175.95 ↑ +310%
Horizon Blue Cross Blue Shield of New Jersey PIP $189.38 ↑ +341%
United Healthcare Nexus $326.00 ↑ +659%
United Healthcare Oxford Metro $326.00 ↑ +659%
United Healthcare Oxford Commercial $383.00 ↑ +792%
United Healthcare Commercial $383.00 ↑ +792%
Cigna PPO not published by hospital
Cigna HMO not published by hospital
Cigna Local Plus not published by hospital

Visitor-reported prices

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Therapeutic procd strg endur at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $43.86 $27.48 – $54.96
Monmouth Medical Center Long Branch $45.29 $27.11 – $326.00
Bayshore Medical Center Holmdel $27.11 $27.11 – $770.00
Hackensack University Medical Center Hackensack $28.84 $21.62 – $794.00
Ocean University Medical Center Brick $26.76 $20.45 – $317.00
JFK Johnson Rehabilitation Institute (JRI) Edison $27.13 $15.78 – $342.00
Jersey Shore University Medical Center Neptune City $27.11 $20.45 – $604.00
Palisades Medical Center North Bergen $28.84 $15.54 – $444.00

All New-jersey hospitals for this procedure →