Pretreat rbc w chem/drugs reference at Community Medical Center

99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$36.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$174.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.58 with Horizon Blue Cross Blue Shield of New Jersey vs $159.19 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $14.58 ↓ -60%
United Healthcare Community Plan $15.75 ↓ -56%
United Healthcare Nexus $15.96 ↓ -56%
United Healthcare Oxford Metro $15.96 ↓ -56%
Fidelis Care NJ Family Care $16.05 ↓ -56%
Amerihealth Regional Preferred $16.09 ↓ -55%
Amerihealth Local Value $16.09 ↓ -55%
United Healthcare Commercial $18.39 ↓ -49%
United Healthcare Oxford Commercial $18.39 ↓ -49%
Aetna Better Health $23.62 ↓ -35%
Horizon Blue Cross Blue Shield of New Jersey Omnia $32.24 ↓ -11%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $32.24 ↓ -11%
Horizon Blue Cross Blue Shield of New Jersey Managed $32.24 ↓ -11%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $32.24 ↓ -11%
Aetna Medicare $64.92 ↑ +80%
Wellpoint Medicare Advantage $64.92 ↑ +80%
Clover Health Medicare Advantage $64.92 ↑ +80%
Fidelis Care Medicare Advantage $64.92 ↑ +80%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $64.92 ↑ +80%
Humana Medicare $64.92 ↑ +80%
United Healthcare Medicare $66.22 ↑ +84%
Aetna HMO $95.70 ↑ +165%
Aetna PPO $95.70 ↑ +165%
Wellpoint NJ Family Care $99.18 ↑ +175%
First Health Commercial $104.40 ↑ +189%
Cigna PPO $112.17 ↑ +211%
Cigna HMO $112.17 ↑ +211%
Cigna Local Plus $112.17 ↑ +211%
Emblem Health Commercial $113.61 ↑ +215%
Qualcare Inc HMO/POS $116.05 ↑ +222%
Qualcare Inc PPO/WC $123.71 ↑ +243%
Wellcare Ambetter Health Commercial $129.19 ↑ +258%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $147.90 ↑ +310%
Horizon Blue Cross Blue Shield of New Jersey PIP $159.19 ↑ +341%

Visitor-reported prices

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Pretreat rbc w chem/drugs reference at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $32.65 $15.30 – $129.84
Cooperman Barnabas Medical Center Livingston $36.87 $14.58 – $133.28
Clara Maass Medical Center Belleville $21.87 $14.58 – $132.61
Newark Beth Israel Medical Center Newark $36.24 $14.58 – $133.28
Jersey City Medical Center Jersey City $36.15 $14.58 – $139.20
Monmouth Medical Center Long Branch $38.07 $14.58 – $130.84
Bayshore Medical Center Holmdel $65.75 $27.38 – $71.66
Hackensack University Medical Center Hackensack $69.95 $13.22 – $73.45

All New-jersey hospitals for this procedure →