Interrog device eval heart at Community Medical Center

99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$47.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$227.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.17 with United Healthcare vs $207.68 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $28.17 ↓ -40%
Fidelis Care NJ Family Care $28.69 ↓ -39%
Aetna Better Health $30.82 ↓ -35%
Clover Health Medicare Advantage $40.75 ↓ -13%
Humana Medicare $40.75 ↓ -13%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $40.75 ↓ -13%
Aetna Medicare $40.75 ↓ -13%
Fidelis Care Medicare Advantage $40.75 ↓ -13%
Wellpoint Medicare Advantage $40.75 ↓ -13%
United Healthcare Medicare $41.57 ↓ -12%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $63.60 ↑ +35%
United Healthcare Oxford Metro $65.37 ↑ +39%
United Healthcare Nexus $65.37 ↑ +39%
Emblem Health Commercial $71.31 ↑ +51%
United Healthcare Oxford Commercial $76.72 ↑ +63%
United Healthcare Commercial $76.72 ↑ +63%
Wellcare Ambetter Health Commercial $81.09 ↑ +72%
Aetna PPO $124.85 ↑ +165%
Aetna HMO $124.85 ↑ +165%
Wellpoint NJ Family Care $129.39 ↑ +175%
Cigna Local Plus $134.83 ↑ +186%
First Health Commercial $136.20 ↑ +189%
Horizon Blue Cross Blue Shield of New Jersey Omnia $147.43 ↑ +213%
Qualcare Inc HMO/POS $151.40 ↑ +222%
Qualcare Inc PPO/WC $161.39 ↑ +243%
Amerihealth Local Value $169.11 ↑ +259%
Amerihealth Regional Preferred $169.11 ↑ +259%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $170.25 ↑ +262%
Cigna HMO $171.33 ↑ +264%
Horizon Blue Cross Blue Shield of New Jersey Managed $178.73 ↑ +280%
Cigna PPO $180.46 ↑ +283%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $181.66 ↑ +286%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $192.95 ↑ +310%
Horizon Blue Cross Blue Shield of New Jersey PIP $207.68 ↑ +341%

Visitor-reported prices

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Interrog device eval heart at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $40.26 $41.84 – $83.68
Newark Beth Israel Medical Center Newark $39.57 $38.03 – $83.68
Bayshore Medical Center Holmdel $41.27 $41.27 – $49.53
Hackensack University Medical Center Hackensack $43.91 $35.13 – $126.14
Ocean University Medical Center Brick $40.75 $37.29 – $120.71
JFK Johnson Rehabilitation Institute (JRI) Edison $41.31 $37.29 – $126.14
Jersey Shore University Medical Center Neptune City $41.27 $41.27 – $120.71
Palisades Medical Center North Bergen $43.91 $43.91 – $126.14

All New-jersey hospitals for this procedure →