Infectious agent nucleic acid quantification hiv-1 at Community Medical Center

99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$93.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$749.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.00 with United Healthcare vs $685.26 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Oxford Metro $40.00 ↓ -57%
United Healthcare Nexus $40.00 ↓ -57%
United Healthcare Oxford Commercial $46.81 ↓ -50%
United Healthcare Commercial $46.81 ↓ -50%
United Healthcare Community Plan $71.48 ↓ -24%
Fidelis Care NJ Family Care $72.85 ↓ -22%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $85.10 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Managed $85.10 ↓ -9%
Aetna Medicare $85.10 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $85.10 ↓ -9%
Humana Medicare $85.10 ↓ -9%
Wellpoint Medicare Advantage $85.10 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Omnia $85.10 ↓ -9%
Clover Health Medicare Advantage $85.10 ↓ -9%
Fidelis Care Medicare Advantage $85.10 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $85.10 ↓ -9%
United Healthcare Medicare $86.80 ↓ -7%
Aetna Better Health $101.71 ↑ +9%
Aetna PPO $102.12 ↑ +9%
Aetna HMO $102.12 ↑ +9%
Emblem Health Commercial $148.93 ↑ +59%
Wellcare Ambetter Health Commercial $169.35 ↑ +81%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $191.88 ↑ +105%
Amerihealth Regional Preferred $227.37 ↑ +143%
Amerihealth Local Value $227.37 ↑ +143%
Cigna Local Plus $347.15 ↑ +271%
Cigna PPO $347.15 ↑ +271%
Cigna HMO $347.15 ↑ +271%
Wellpoint NJ Family Care $426.93 ↑ +356%
First Health Commercial $449.40 ↑ +380%
Qualcare Inc HMO/POS $499.58 ↑ +434%
Qualcare Inc PPO/WC $532.53 ↑ +469%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $636.65 ↑ +580%
Horizon Blue Cross Blue Shield of New Jersey PIP $685.26 ↑ +632%

Visitor-reported prices

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Infectious agent nucleic acid quantification hiv-1 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $373.60 $135.43 – $135.43
Trinitas Regional Medical Center Elizabeth $93.61 $40.00 – $357.89
Cooperman Barnabas Medical Center Livingston $93.61 $40.00 – $347.15
Clara Maass Medical Center Belleville $93.61 $40.00 – $347.15
Childrens Specialized Hospital Mountainside $179.00 $68.08 – $70.12
Newark Beth Israel Medical Center Newark $93.61 $40.00 – $347.15
Jersey City Medical Center Jersey City $93.61 $40.00 – $347.15
Monmouth Medical Center Long Branch $93.61 $40.00 – $347.15

All New-jersey hospitals for this procedure →