Core ndl bx lng/med perq at Community Medical Center
99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917
$3,786.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,066.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$628.69 with United Healthcare vs $10,025.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $628.69 | ↓ -83% |
| Fidelis Care | NJ Family Care | $640.34 | ↓ -83% |
| Aetna | Better Health | $687.96 | ↓ -82% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $919.07 | ↓ -76% |
| Clover Health | Medicare Advantage | $1,770.73 | ↓ -53% |
| Humana | Medicare | $1,770.73 | ↓ -53% |
| Aetna | Medicare | $1,770.73 | ↓ -53% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $1,770.73 | ↓ -53% |
| Fidelis Care | Medicare Advantage | $1,770.73 | ↓ -53% |
| Wellpoint | Medicare Advantage | $1,770.73 | ↓ -53% |
| United Healthcare | Medicare | $1,806.14 | ↓ -52% |
| First Health | Commercial | $3,039.60 | ↓ -20% |
| Emblem Health | Commercial | $3,098.78 | ↓ -18% |
| Qualcare Inc | HMO/POS | $3,156.11 | ↓ -17% |
| Wellpoint | NJ Family Care | $3,266.00 | ↓ -14% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $3,290.36 | ↓ -13% |
| United Healthcare | Oxford Metro | $3,417.00 | ↓ -10% |
| Wellcare | Ambetter Health Commercial | $3,523.75 | ↓ -7% |
| Amerihealth | Local Value | $3,711.35 | ↓ -2% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $3,799.50 | ↑ +0% |
| Qualcare Inc | PPO/WC | $3,829.89 | ↑ +1% |
| United Healthcare | Nexus | $3,845.00 | ↑ +2% |
| Amerihealth | Regional Preferred | $3,963.63 | ↑ +5% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $3,988.96 | ↑ +5% |
| United Healthcare | Oxford Commercial | $4,020.00 | ↑ +6% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $4,054.31 | ↑ +7% |
| Aetna | PPO | $4,174.00 | ↑ +10% |
| Aetna | HMO | $4,174.00 | ↑ +10% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $4,306.10 | ↑ +14% |
| United Healthcare | Commercial | $4,523.00 | ↑ +19% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $4,634.88 | ↑ +22% |
| Cigna | Local Plus | $7,491.00 | ↑ +98% |
| Cigna | HMO | $9,518.00 | ↑ +151% |
| Cigna | PPO | $10,025.00 | ↑ +165% |
Visitor-reported prices
Comments
Core ndl bx lng/med perq at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $438.40 – $3,541.46 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $897.45 – $3,635.56 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $886.63 – $3,617.38 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $451.29 – $3,635.56 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $567.34 – $3,797.10 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $1,773.27 – $3,568.83 |
| Bayshore Medical Center | Holmdel | $1,793.38 | $1,793.38 – $2,152.05 |
| Hackensack University Medical Center | Hackensack | $1,908.09 | $312.02 – $2,003.50 |