Consultation/report referred material w/preparation of slides at Community Medical Center
99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917
$51.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$248.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$23.57 with United Healthcare vs $226.89 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Oxford Metro | $23.57 | ↓ -54% |
| United Healthcare | Nexus | $23.57 | ↓ -54% |
| United Healthcare | Oxford Commercial | $27.21 | ↓ -47% |
| United Healthcare | Commercial | $27.21 | ↓ -47% |
| Aetna | Better Health | $33.67 | ↓ -35% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $34.11 | ↓ -34% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $34.11 | ↓ -34% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $34.11 | ↓ -34% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $34.11 | ↓ -34% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $54.12 | ↑ +5% |
| Fidelis Care | Medicare Advantage | $58.39 | ↑ +14% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $58.39 | ↑ +14% |
| Aetna | Medicare | $58.39 | ↑ +14% |
| Humana | Medicare | $58.39 | ↑ +14% |
| Wellpoint | Medicare Advantage | $58.39 | ↑ +14% |
| Clover Health | Medicare Advantage | $58.39 | ↑ +14% |
| United Healthcare | Medicare | $59.56 | ↑ +16% |
| United Healthcare | Community Plan | $96.62 | ↑ +88% |
| Amerihealth | Regional Preferred | $96.67 | ↑ +88% |
| Amerihealth | Local Value | $96.67 | ↑ +88% |
| Fidelis Care | NJ Family Care | $98.46 | ↑ +91% |
| Emblem Health | Commercial | $102.18 | ↑ +99% |
| Wellcare | Ambetter Health Commercial | $116.20 | ↑ +126% |
| Cigna | Local Plus | $118.68 | ↑ +131% |
| Cigna | PPO | $118.68 | ↑ +131% |
| Cigna | HMO | $118.68 | ↑ +131% |
| Wellpoint | NJ Family Care | $141.36 | ↑ +175% |
| Aetna | PPO | $144.80 | ↑ +182% |
| Aetna | HMO | $144.80 | ↑ +182% |
| First Health | Commercial | $148.80 | ↑ +189% |
| Qualcare Inc | HMO/POS | $165.41 | ↑ +222% |
| Qualcare Inc | PPO/WC | $176.32 | ↑ +243% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $210.80 | ↑ +310% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $226.89 | ↑ +341% |
Visitor-reported prices
Comments
Consultation/report referred material w/preparation of slides at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $39.41 | $23.57 – $119.88 |
| Clara Maass Medical Center | Belleville | $39.18 | $23.57 – $119.28 |
| Newark Beth Israel Medical Center | Newark | $38.74 | $23.57 – $119.88 |
| Jersey City Medical Center | Jersey City | $51.53 | $23.57 – $125.21 |
| Monmouth Medical Center | Long Branch | $54.26 | $23.57 – $118.68 |
| Bayshore Medical Center | Holmdel | $59.14 | $59.14 – $102.13 |
| Hackensack University Medical Center | Hackensack | $62.92 | $49.06 – $215.42 |
| Ocean University Medical Center | Brick | $58.39 | $36.30 – $207.34 |