Surgical pathology level 2 gross & microscopic examination at Robert Wood Johnson University Hospital Somerset

110 Rehill Ave, Somerville, NJ · RWJBarnabas Health · · NPI 1003236878

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$44.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$266.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.73 with United Healthcare vs $243.33 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Nexus $11.73 ↓ -74%
United Healthcare Oxford Metro $11.73 ↓ -74%
United Healthcare Oxford Commercial $12.64 ↓ -72%
United Healthcare Commercial $12.64 ↓ -72%
United Healthcare Community Plan $28.67 ↓ -36%
Wellpoint NJ Family Care $29.48 ↓ -34%
Fidelis Care NJ Family Care $29.48 ↓ -34%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $30.66 ↓ -32%
Horizon Blue Cross Blue Shield of New Jersey Managed $30.66 ↓ -32%
Horizon Blue Cross Blue Shield of New Jersey Omnia $30.66 ↓ -32%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $30.66 ↓ -32%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $34.44 ↓ -23%
Amerihealth Local Value $38.67 ↓ -14%
Amerihealth Regional Preferred $38.67 ↓ -14%
Aetna Better Health $42.08 ↓ -6%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $42.90 ↓ -5%
Wellpoint Medicare Advantage $42.90 ↓ -5%
Clover Health Medicare Advantage $42.90 ↓ -5%
Fidelis Care Medicare Advantage $42.90 ↓ -5%
Aetna Medicare $42.90 ↓ -5%
Humana Medicare $42.90 ↓ -5%
United Healthcare Medicare $43.76 ↓ -3%
Aetna HMO $45.00 ↑ +0%
Aetna PPO $45.00 ↑ +0%
Emblem Health Commercial $75.08 ↑ +67%
Wellcare Ambetter Health Commercial $85.37 ↑ +90%
Cigna HMO $106.65 ↑ +137%
Cigna PPO $106.65 ↑ +137%
Cigna Local Plus $106.65 ↑ +137%
First Health Commercial $159.60 ↑ +255%
Qualcare Inc HMO/PPO/WC $202.16 ↑ +350%
Horizon Blue Cross Blue Shield of New Jersey PIP $243.33 ↑ +441%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $243.33 ↑ +441%

Visitor-reported prices

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Surgical pathology level 2 gross & microscopic examination at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $42.79 $11.73 – $106.65
Cooperman Barnabas Medical Center Livingston $68.44 $11.73 – $106.65
Community Medical Center Toms River $47.28 $11.73 – $106.65
Clara Maass Medical Center Belleville $52.90 $11.73 – $106.65
Newark Beth Israel Medical Center Newark $67.28 $11.73 – $106.65
Jersey City Medical Center Jersey City $47.37 $11.73 – $106.65
Monmouth Medical Center Long Branch $49.88 $11.73 – $106.65
Bayshore Medical Center Holmdel $43.44 $43.44 – $50.64

All New-jersey hospitals for this procedure →