MRI chest without contrast at Robert Wood Johnson University Hospital Somerset

110 Rehill Ave, Somerville, NJ · RWJBarnabas Health · · NPI 1003236878

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$247.41

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,464.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$168.91 with Wellpoint vs $2,917.00 with Qualcare Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint NJ Family Care $168.91 ↓ -32%
United Healthcare Community Plan $211.54 ↓ -14%
Fidelis Care NJ Family Care $217.55 ↓ -12%
Aetna Better Health $231.60 ↓ -6%
Aetna Medicare $264.17 ↑ +7%
Humana Medicare $264.17 ↑ +7%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $264.17 ↑ +7%
Clover Health Medicare Advantage $264.17 ↑ +7%
Fidelis Care Medicare Advantage $264.17 ↑ +7%
Wellpoint Medicare Advantage $264.17 ↑ +7%
United Healthcare Medicare $269.45 ↑ +9%
United Healthcare Nexus $312.92 ↑ +26%
United Healthcare Oxford Metro $312.92 ↑ +26%
Cigna Local Plus $326.00 ↑ +32%
United Healthcare Oxford Commercial $368.20 ↑ +49%
United Healthcare Commercial $368.20 ↑ +49%
Cigna HMO $414.00 ↑ +67%
Cigna PPO $436.00 ↑ +76%
Emblem Health Commercial $462.30 ↑ +87%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $492.00 ↑ +99%
Wellcare Ambetter Health Commercial $525.70 ↑ +112%
Amerihealth Local Value $664.30 ↑ +169%
Amerihealth Regional Preferred $664.30 ↑ +169%
Aetna PPO $677.40 ↑ +174%
Aetna HMO $677.40 ↑ +174%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $871.34 ↑ +252%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $871.34 ↑ +252%
Horizon Blue Cross Blue Shield of New Jersey Omnia $871.34 ↑ +252%
Horizon Blue Cross Blue Shield of New Jersey Managed $871.34 ↑ +252%
First Health Commercial $878.40 ↑ +255%
Horizon Blue Cross Blue Shield of New Jersey PIP $1,339.26 ↑ +441%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $1,339.26 ↑ +441%
Qualcare Inc HMO/PPO/WC $2,917.00 ↑ +1079%

Visitor-reported prices

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MRI chest without contrast at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $548.08 $159.53 – $896.25
Cooperman Barnabas Medical Center Livingston $630.82 $271.19 – $2,072.00
Community Medical Center Toms River $605.60 $264.17 – $2,072.00
Clara Maass Medical Center Belleville $291.18 $271.19 – $2,072.00
Newark Beth Israel Medical Center Newark $620.10 $164.22 – $2,072.00
Jersey City Medical Center Jersey City $606.77 $206.45 – $2,010.00
Monmouth Medical Center Long Branch $638.89 $267.55 – $2,072.00
Bayshore Medical Center Holmdel $267.55 $267.55 – $4,332.00

All New-jersey hospitals for this procedure →