Finger X-ray (both hands) at Robert Wood Johnson University Hospital Somerset

110 Rehill Ave, Somerville, NJ · RWJBarnabas Health · · NPI 1003236878

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$550.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.48 with Horizon Blue Cross Blue Shield of New Jersey vs $191.50 with Wellcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $11.48 —
Wellpoint NJ Family Care $21.21 —
Amerihealth Local Value $30.77 —
Amerihealth Regional Preferred $30.77 —
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $40.49 —
Horizon Blue Cross Blue Shield of New Jersey Managed $40.49 —
Horizon Blue Cross Blue Shield of New Jersey Omnia $40.49 —
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $40.49 —
Aetna PPO $85.97 —
Aetna HMO $85.97 —
Fidelis Care Medicare Advantage $96.23 —
Humana Medicare $96.23 —
Clover Health Medicare Advantage $96.23 —
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $96.23 —
Aetna Medicare $96.23 —
Wellpoint Medicare Advantage $96.23 —
United Healthcare Medicare $98.15 —
United Healthcare Nexus $116.42 —
United Healthcare Oxford Metro $116.42 —
United Healthcare Commercial $126.10 —
United Healthcare Oxford Commercial $126.10 —
Cigna PPO $164.79 —
Cigna HMO $164.79 —
Cigna Local Plus $164.79 —
Emblem Health Commercial $168.40 —
Wellcare Ambetter Health Commercial $191.50 —
United Healthcare Community Plan not published by hospital —
Aetna Better Health not published by hospital —
First Health Commercial not published by hospital —
Fidelis Care NJ Family Care not published by hospital —
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp not published by hospital —
Self Pay Self Pay not published by hospital —
Qualcare Inc HMO/PPO/WC not published by hospital —
Horizon Blue Cross Blue Shield of New Jersey PIP not published by hospital —

Visitor-reported prices

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Finger X-ray (both hands) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $89.50 $7.00 – $655.00
Bayshore Medical Center Holmdel $97.46 $31.34 – $219.04
Hackensack University Medical Center Hackensack $103.69 $10.41 – $250.18
Ocean University Medical Center Brick $96.23 $31.34 – $109.71
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $39.13 – $231.98
Jersey Shore University Medical Center Neptune City $97.46 $31.34 – $109.71
Palisades Medical Center North Bergen $103.69 $11.48 – $219.04
Raritan Bay Medical Center Perth Amboy $97.54 $15.75 – $219.04

All New-jersey hospitals for this procedure →