Warde immunofixation electrophoresis urine at Riverview Medical Center

1 Riverview Plaza, Red Bank, NJ · Hackensack Meridian Health · · NPI 1710499462

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$29.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$415.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.23 with AETNA vs $134.49 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $15.23 ↓ -48%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $23.54 ↓ -20%
CLOVER MEDICARE ADVANTAGE $29.35 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $29.35 ↑ +0%
AMERIGROUP MANAGED MEDICAID $29.35 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $29.35 ↑ +0%
WELLCARE MANAGED MEDICAID $29.35 ↑ +0%
VACCN ALL PRODUCTS $29.35 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $30.82 ↑ +5%
AETNA MEDICARE ADVANTAGE $31.99 ↑ +9%
UNITED HEALTHCARE DSNP $35.22 ↑ +20%
HORIZON MANAGED MEDICAID $37.72 ↑ +29%
KARNA MEDICARE ADVANTAGE $38.23 ↑ +30%
QUALCARE HMO $53.57 ↑ +83%
UNITED HEALTHCARE HMO $60.24 ↑ +105%
OXFORD ALL PRODUCTS $60.24 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $64.41 ↑ +119%
HORIZON OMNIA $68.88 ↑ +135%
AETNA PPO $74.30 ↑ +153%
AETNA HMO $74.30 ↑ +153%
HORIZON WORKERS COMP $76.03 ↑ +159%
BERGEN RISK ALL PRODUCTS $81.00 ↑ +176%
HORIZON SHP $83.11 ↑ +183%
QUALCARE PPO $83.92 ↑ +186%
AETNA ASA $84.56 ↑ +188%
HORIZON HMO $85.20 ↑ +190%
HORIZON PIP $85.21 ↑ +190%
CIGNA BH $86.40 ↑ +194%
BRIGHTON HEALTH PLAN ALL PRODUCTS $86.40 ↑ +194%
HORIZON INDEMNITY $86.43 ↑ +194%
HORIZON PPO $87.19 ↑ +197%
MULTIPLAN - PHCS ALL PRODUCTS $91.80 ↑ +213%
ACTIVECARE FIRST MCO ALL PRODUCTS $91.80 ↑ +213%
AMERIHEALTH LOCAL HMO $93.40 ↑ +218%
QUALCARE WORKERS COMP $95.04 ↑ +224%
AMERIHEALTH REGIONAL HMO $105.79 ↑ +260%
CIGNA HMO $134.49 ↑ +358%
CIGNA PPO $134.49 ↑ +358%

Visitor-reported prices

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Warde immunofixation electrophoresis urine at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $32.29 $13.79 – $136.04
Cooperman Barnabas Medical Center Livingston $32.29 $13.79 – $120.18
Community Medical Center Toms River $32.29 $13.79 – $120.18
Clara Maass Medical Center Belleville $32.29 $13.79 – $120.18
Childrens Specialized Hospital Mountainside $158.50 $23.48 – $24.18
Newark Beth Israel Medical Center Newark $32.29 $13.79 – $120.18
Jersey City Medical Center Jersey City $32.29 $13.79 – $120.18
Monmouth Medical Center Long Branch $32.29 $13.79 – $120.18

All New-jersey hospitals for this procedure →