Upper Back (Thoracic Spine) MRI (without contrast) at Riverview Medical Center

1 Riverview Plaza, Red Bank, NJ · Hackensack Meridian Health · · NPI 1710499462

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$267.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,329.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$267.55 with VACCN vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VACCN ALL PRODUCTS $267.55 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $267.55 ↑ +0%
WELLCARE MANAGED MEDICAID $267.55 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $267.55 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $280.93 ↑ +5%
AETNA MEDICARE ADVANTAGE $291.63 ↑ +9%
UNITED HEALTHCARE DSNP $321.06 ↑ +20%
KARNA MEDICARE ADVANTAGE $358.53 ↑ +34%
CIGNA HMO $392.82 ↑ +47%
CIGNA PPO $392.82 ↑ +47%
AETNA HMO $421.98 ↑ +58%
AETNA PPO $421.98 ↑ +58%
HORIZON MANAGED MEDICAID $462.00 ↑ +73%
UNITED HEALTHCARE HMO $559.79 ↑ +109%
OXFORD ALL PRODUCTS $559.79 ↑ +109%
AETNA MANAGED MEDICAID $610.39 ↑ +128%
ACTIVECARE FIRST MCO ALL PRODUCTS $650.00 ↑ +143%
CLOVER MEDICARE ADVANTAGE $779.22 ↑ +191%
SEOUL MEDICAL GROUP ALL PRODUCTS $939.39 ↑ +251%
AMERIHEALTH LOCAL HMO $944.81 ↑ +253%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +255%
AMERIHEALTH REGIONAL HMO $961.16 ↑ +259%
QUALCARE HMO $2,083.00 ↑ +679%
QUALCARE WORKERS COMP $2,159.44 ↑ +707%
HORIZON OMNIA $2,761.04 ↑ +932%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,987.01 ↑ +1016%
HORIZON WORKERS COMP $3,047.62 ↑ +1039%
QUALCARE PPO $3,291.00 ↑ +1130%
HORIZON SHP $3,331.17 ↑ +1145%
AETNA ASA $3,389.61 ↑ +1167%
HORIZON HMO $3,415.15 ↑ +1176%
HORIZON PIP $3,415.58 ↑ +1177%
CIGNA BH $3,463.20 ↑ +1194%
HORIZON INDEMNITY $3,464.50 ↑ +1195%
HORIZON PPO $3,494.80 ↑ +1206%
MULTIPLAN - PHCS ALL PRODUCTS $3,679.65 ↑ +1275%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +1519%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Upper Back (Thoracic Spine) MRI (without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $562.34 $101.44 – $896.25
Cooperman Barnabas Medical Center Livingston $634.85 $271.19 – $2,072.00
Community Medical Center Toms River $621.37 $264.17 – $2,072.00
Clara Maass Medical Center Belleville $595.90 $271.19 – $2,072.00
Newark Beth Israel Medical Center Newark $624.06 $104.42 – $2,072.00
Jersey City Medical Center Jersey City $622.56 $131.27 – $2,010.00
Monmouth Medical Center Long Branch $655.52 $267.55 – $2,072.00
Bayshore Medical Center Holmdel $267.55 $267.55 – $4,332.00

All New-jersey hospitals for this procedure →