Screening HIV antigen/antibody combination assay at Riverview Medical Center

1 Riverview Plaza, Red Bank, NJ · Hackensack Meridian Health · · NPI 1710499462

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$24.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$312.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.08 with VACCN vs $305.60 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VACCN ALL PRODUCTS $24.08 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $24.08 ↑ +0%
WELLCARE MANAGED MEDICAID $24.08 ↑ +0%
AMERIGROUP MANAGED MEDICAID $24.08 ↑ +0%
CLOVER MEDICARE ADVANTAGE $24.08 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $24.08 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $25.28 ↑ +5%
AETNA MEDICARE ADVANTAGE $26.25 ↑ +9%
UNITED HEALTHCARE DSNP $28.90 ↑ +20%
HORIZON MANAGED MEDICAID $31.20 ↑ +30%
KARNA MEDICARE ADVANTAGE $31.36 ↑ +30%
AETNA MANAGED MEDICAID $43.99 ↑ +83%
UNITED HEALTHCARE HMO $49.42 ↑ +105%
OXFORD ALL PRODUCTS $49.42 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $51.89 ↑ +115%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $68.02 ↑ +182%
CIGNA PPO $110.34 ↑ +358%
CIGNA HMO $110.34 ↑ +358%
QUALCARE HMO $154.75 ↑ +543%
HORIZON OMNIA $198.99 ↑ +726%
AETNA HMO $214.66 ↑ +791%
AETNA PPO $214.66 ↑ +791%
HORIZON WORKERS COMP $219.65 ↑ +812%
BERGEN RISK ALL PRODUCTS $234.00 ↑ +872%
HORIZON SHP $240.08 ↑ +897%
QUALCARE PPO $242.42 ↑ +907%
AETNA ASA $244.30 ↑ +915%
HORIZON HMO $246.14 ↑ +922%
HORIZON PIP $246.17 ↑ +922%
BRIGHTON HEALTH PLAN ALL PRODUCTS $249.60 ↑ +937%
CIGNA BH $249.60 ↑ +937%
HORIZON INDEMNITY $249.69 ↑ +937%
HORIZON PPO $251.88 ↑ +946%
MULTIPLAN - PHCS ALL PRODUCTS $265.20 ↑ +1001%
ACTIVECARE FIRST MCO ALL PRODUCTS $265.20 ↑ +1001%
AMERIHEALTH LOCAL HMO $269.82 ↑ +1021%
QUALCARE WORKERS COMP $274.56 ↑ +1040%
AMERIHEALTH REGIONAL HMO $305.60 ↑ +1169%

Visitor-reported prices

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Screening HIV antigen/antibody combination assay at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $26.49 $11.32 – $98.81
Cooperman Barnabas Medical Center Livingston $26.49 $11.32 – $98.81
Community Medical Center Toms River $26.49 $11.32 – $98.81
Clara Maass Medical Center Belleville $26.49 $11.32 – $98.81
Newark Beth Israel Medical Center Newark $26.49 $11.32 – $98.81
Jersey City Medical Center Jersey City $26.49 $11.32 – $98.81
Monmouth Medical Center Long Branch $26.49 $11.32 – $98.81
Bayshore Medical Center Holmdel $24.08 $24.08 – $110.34

All New-jersey hospitals for this procedure →