Lumbar Spinal Fusion (single level) at Riverview Medical Center
1 Riverview Plaza, Red Bank, NJ · Hackensack Meridian Health · · NPI 1710499462
$20,355.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$24,087.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,892.00 with HORIZON vs $24,426.25 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $1,892.00 | ↓ -91% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -88% |
| KARNA | MEDICARE ADVANTAGE | $3,295.05 | ↓ -84% |
| AETNA | MANAGED MEDICAID | $3,396.27 | ↓ -83% |
| CLOVER | MEDICARE ADVANTAGE | $4,335.66 | ↓ -79% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $5,226.88 | ↓ -74% |
| QUALCARE | HMO | $6,256.00 | ↓ -69% |
| HORIZON | OMNIA | $6,990.00 | ↓ -66% |
| HORIZON | SHP | $7,997.00 | ↓ -61% |
| AETNA | HMO | $8,419.00 | ↓ -59% |
| AETNA | PPO | $8,419.00 | ↓ -59% |
| HORIZON | HMO | $8,624.00 | ↓ -58% |
| HORIZON | INDEMNITY | $8,743.00 | ↓ -57% |
| HORIZON | PPO | $8,826.00 | ↓ -57% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↓ -51% |
| QUALCARE | PPO | $10,231.00 | ↓ -50% |
| HORIZON | WORKERS COMP | $10,715.00 | ↓ -47% |
| QUALCARE | WORKERS COMP | $10,822.00 | ↓ -47% |
| AMERIHEALTH | LOCAL HMO | $13,972.00 | ↓ -31% |
| BERGEN RISK | ALL PRODUCTS | $15,603.00 | ↓ -23% |
| AMERIHEALTH | REGIONAL HMO | $15,795.00 | ↓ -22% |
| OXFORD | ALL PRODUCTS | $18,636.00 | ↓ -8% |
| AETNA | ASA | $18,860.12 | ↓ -7% |
| HORIZON | PIP | $19,004.64 | ↓ -7% |
| CIGNA | BH | $19,269.60 | ↓ -5% |
| WELLCARE | MEDICARE ADVANTAGE | $20,355.21 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $20,355.21 | ↑ +0% |
| VACCN | ALL PRODUCTS | $20,355.21 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $20,355.21 | ↑ +0% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $20,473.95 | ↑ +1% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $20,473.95 | ↑ +1% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $21,372.97 | ↑ +5% |
| CIGNA | HMO | $21,651.80 | ↑ +6% |
| CIGNA | PPO | $21,651.80 | ↑ +6% |
| AETNA | MEDICARE ADVANTAGE | $22,187.18 | ↑ +9% |
| UNITED HEALTHCARE | HMO | $23,258.00 | ↑ +14% |
| UNITED HEALTHCARE | DSNP | $24,426.25 | ↑ +20% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Lumbar Spinal Fusion (single level) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $810.69 – $40,196.24 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $1,070.70 – $41,264.32 |
| Community Medical Center | Toms River | $3,786.00 | $1,096.50 – $39,995.26 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $1,057.80 – $41,058.00 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $834.53 – $41,264.32 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $1,049.12 – $43,097.89 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $2,115.60 – $40,506.87 |
| Bayshore Medical Center | Holmdel | $20,355.21 | $20,355.21 – $24,426.25 |