Ghs antibodies (torch) igm at Riverview Medical Center

1 Riverview Plaza, Red Bank, NJ · Hackensack Meridian Health · · NPI 1710499462

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$14.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$250.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.64 with AETNA vs $65.94 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $5.64 ↓ -61%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $8.72 ↓ -39%
VACCN ALL PRODUCTS $14.39 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $14.39 ↑ +0%
WELLCARE MANAGED MEDICAID $14.39 ↑ +0%
CLOVER MEDICARE ADVANTAGE $14.39 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $14.39 ↑ +0%
AMERIGROUP MANAGED MEDICAID $14.39 ↑ +0%
HORIZON MANAGED MEDICAID $14.72 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $15.11 ↑ +5%
AETNA MEDICARE ADVANTAGE $15.69 ↑ +9%
UNITED HEALTHCARE DSNP $17.27 ↑ +20%
KARNA MEDICARE ADVANTAGE $18.74 ↑ +30%
QUALCARE HMO $19.84 ↑ +38%
HORIZON OMNIA $25.51 ↑ +77%
AETNA PPO $27.52 ↑ +91%
AETNA HMO $27.52 ↑ +91%
HORIZON WORKERS COMP $28.16 ↑ +96%
UNITED HEALTHCARE HMO $29.54 ↑ +105%
OXFORD ALL PRODUCTS $29.54 ↑ +105%
BERGEN RISK ALL PRODUCTS $30.00 ↑ +108%
HORIZON SHP $30.78 ↑ +114%
QUALCARE PPO $31.08 ↑ +116%
AETNA ASA $31.32 ↑ +118%
HORIZON PIP $31.56 ↑ +119%
HORIZON HMO $31.56 ↑ +119%
UNITED HEALTHCARE MANAGED MEDICAID $31.59 ↑ +120%
BRIGHTON HEALTH PLAN ALL PRODUCTS $32.00 ↑ +122%
CIGNA BH $32.00 ↑ +122%
HORIZON INDEMNITY $32.01 ↑ +122%
HORIZON PPO $32.29 ↑ +124%
MULTIPLAN - PHCS ALL PRODUCTS $34.00 ↑ +136%
ACTIVECARE FIRST MCO ALL PRODUCTS $34.00 ↑ +136%
AMERIHEALTH LOCAL HMO $34.59 ↑ +140%
QUALCARE WORKERS COMP $35.20 ↑ +145%
AMERIHEALTH REGIONAL HMO $39.18 ↑ +172%
CIGNA HMO $65.94 ↑ +358%
CIGNA PPO $65.94 ↑ +358%

Visitor-reported prices

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Ghs antibodies (torch) igm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $14.39 $14.39 – $65.94
Hackensack University Medical Center Hackensack $14.39 $11.51 – $64.62
Ocean University Medical Center Brick $14.39 $14.08 – $65.94
JFK Johnson Rehabilitation Institute (JRI) Edison $14.39 $14.08 – $67.72
Jersey Shore University Medical Center Neptune City $14.39 $11.51 – $65.94
Palisades Medical Center North Bergen $14.39 $14.39 – $65.94
Raritan Bay Medical Center Perth Amboy $14.39 $14.39 – $65.94
Southern Ocean Medical Center Manahawkin $14.39 $14.39 – $65.94

All New-jersey hospitals for this procedure →