Capsulotomy; interphalangeal joint, each joint (separate proc) at Riverview Medical Center

1 Riverview Plaza, Red Bank, NJ · Hackensack Meridian Health · · NPI 1710499462

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,771.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,607.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$508.59 with AETNA vs $10,715.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $508.59 ↓ -71%
KARNA MEDICARE ADVANTAGE $525.78 ↓ -70%
CLOVER MEDICARE ADVANTAGE $649.26 ↓ -63%
SEOUL MEDICAL GROUP ALL PRODUCTS $782.72 ↓ -56%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -33%
WELLCARE MEDICARE ADVANTAGE $1,771.43 ↑ +0%
VACCN ALL PRODUCTS $1,771.43 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,771.43 ↑ +0%
WELLCARE MANAGED MEDICAID $1,771.43 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,860.00 ↑ +5%
HORIZON MANAGED MEDICAID $1,892.00 ↑ +7%
AETNA MEDICARE ADVANTAGE $1,930.86 ↑ +9%
UNITED HEALTHCARE DSNP $2,125.72 ↑ +20%
HORIZON OMNIA $2,300.54 ↑ +30%
BERGEN RISK ALL PRODUCTS $2,705.25 ↑ +53%
HORIZON SHP $2,775.59 ↑ +57%
QUALCARE PPO $2,802.64 ↑ +58%
AETNA ASA $2,824.28 ↑ +59%
HORIZON HMO $2,845.56 ↑ +61%
HORIZON PIP $2,845.92 ↑ +61%
CIGNA BH $2,885.60 ↑ +63%
HORIZON INDEMNITY $2,886.68 ↑ +63%
HORIZON PPO $2,911.93 ↑ +64%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,065.95 ↑ +73%
MULTIPLAN - PHCS ALL PRODUCTS $3,065.95 ↑ +73%
AMERIHEALTH LOCAL HMO $3,119.33 ↑ +76%
QUALCARE WORKERS COMP $3,174.16 ↑ +79%
CIGNA PPO $3,242.33 ↑ +83%
CIGNA HMO $3,242.33 ↑ +83%
AMERIHEALTH REGIONAL HMO $3,533.06 ↑ +99%
QUALCARE HMO $6,256.00 ↑ +253%
OXFORD ALL PRODUCTS $8,268.00 ↑ +367%
AETNA PPO $8,419.00 ↑ +375%
AETNA HMO $8,419.00 ↑ +375%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +461%
UNITED HEALTHCARE HMO $10,284.00 ↑ +481%
HORIZON WORKERS COMP $10,715.00 ↑ +505%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Capsulotomy; interphalangeal joint, each joint (separate proc) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,771.43 $1,771.43 – $2,125.72
Hackensack University Medical Center Hackensack $1,884.74 $544.92 – $1,978.98
Ocean University Medical Center Brick $1,749.06 $525.78 – $2,098.87
JFK Johnson Rehabilitation Institute (JRI) Edison $1,772.97 $95.70 – $1,772.97
Jersey Shore University Medical Center Neptune City $1,771.43 $525.78 – $2,125.72
Palisades Medical Center North Bergen $1,884.74 $544.92 – $2,054.37
Raritan Bay Medical Center Perth Amboy $1,772.97 $544.92 – $2,127.56
Southern Ocean Medical Center Manahawkin $1,749.06 $525.78 – $2,098.87

All New-jersey hospitals for this procedure →