Annual Physical, Established Patient (age 18-39) at Riverview Medical Center

1 Riverview Plaza, Red Bank, NJ · Hackensack Meridian Health · · NPI 1710499462

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$75.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.58 with AETNA vs $139.62 with KARNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $10.58
CLOVER MEDICARE ADVANTAGE $13.50
AETNA MEDICARE ADVANTAGE $15.75
SEOUL MEDICAL GROUP ALL PRODUCTS $16.28
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $16.35
UNITED HEALTHCARE MANAGED MEDICAID $44.18
OXFORD ALL PRODUCTS $45.44
HORIZON OMNIA $47.84
HORIZON WORKERS COMP $52.80
HORIZON MANAGED MEDICAID $53.25
BERGEN RISK ALL PRODUCTS $56.25
HORIZON SHP $57.71
QUALCARE HMO $58.28
QUALCARE PPO $58.28
AETNA ASA $58.73
HORIZON HMO $59.17
HORIZON PIP $59.18
CIGNA BH $60.00
HORIZON INDEMNITY $60.02
HORIZON PPO $60.55
UNITED HEALTHCARE HMO $60.86
ACTIVECARE FIRST MCO ALL PRODUCTS $63.75
MULTIPLAN - PHCS ALL PRODUCTS $63.75
AMERIHEALTH LOCAL HMO $64.86
QUALCARE WORKERS COMP $66.00
BRIGHTON HEALTH PLAN ALL PRODUCTS $67.50
AETNA HMO $67.50
AETNA PPO $67.50
AMERIHEALTH REGIONAL HMO $73.46
KARNA MEDICARE ADVANTAGE $139.62
CIGNA HMO not published by hospital
CIGNA PPO not published by hospital
WELLCARE MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
UNITED HEALTHCARE DSNP not published by hospital
VACCN ALL PRODUCTS not published by hospital
WELLCARE MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Annual Physical, Established Patient (age 18-39) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel not published not published
Hackensack University Medical Center Hackensack not published $143.73 – $143.73
Ocean University Medical Center Brick not published $104.00 – $181.00
JFK Johnson Rehabilitation Institute (JRI) Edison not published $104.00 – $181.00
Jersey Shore University Medical Center Neptune City not published $139.62 – $139.62
Palisades Medical Center North Bergen not published $143.73 – $143.73
Raritan Bay Medical Center Perth Amboy not published $143.73 – $143.73
Southern Ocean Medical Center Manahawkin not published $139.62 – $139.62

All New-jersey hospitals for this procedure →