Aco annual medicare visit (awv), initial g0438aco at Riverview Medical Center

1 Riverview Plaza, Red Bank, NJ · Hackensack Meridian Health · · NPI 1710499462

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$206.14

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$517.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.90 with AETNA vs $506.40 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $72.90 ↓ -65%
CLOVER MEDICARE ADVANTAGE $93.06 ↓ -55%
SEOUL MEDICAL GROUP ALL PRODUCTS $112.19 ↓ -46%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $112.71 ↓ -45%
WELLCARE MEDICARE ADVANTAGE $206.14 ↑ +0%
WELLCARE MANAGED MEDICAID $206.14 ↑ +0%
AMERIGROUP MANAGED MEDICAID $206.14 ↑ +0%
VACCN ALL PRODUCTS $206.14 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $216.45 ↑ +5%
AETNA MEDICARE ADVANTAGE $224.69 ↑ +9%
UNITED HEALTHCARE DSNP $247.37 ↑ +20%
KARNA MEDICARE ADVANTAGE $289.84 ↑ +41%
UNITED HEALTHCARE MANAGED MEDICAID $304.51 ↑ +48%
OXFORD ALL PRODUCTS $313.20 ↑ +52%
HORIZON OMNIA $329.74 ↑ +60%
HORIZON WORKERS COMP $363.97 ↑ +77%
HORIZON MANAGED MEDICAID $367.07 ↑ +78%
BERGEN RISK ALL PRODUCTS $387.75 ↑ +88%
HORIZON SHP $397.83 ↑ +93%
QUALCARE HMO $401.71 ↑ +95%
QUALCARE PPO $401.71 ↑ +95%
AETNA ASA $404.81 ↑ +96%
HORIZON HMO $407.86 ↑ +98%
HORIZON PIP $407.91 ↑ +98%
CIGNA BH $413.60 ↑ +101%
HORIZON INDEMNITY $413.76 ↑ +101%
HORIZON PPO $417.37 ↑ +102%
UNITED HEALTHCARE HMO $419.55 ↑ +104%
ACTIVECARE FIRST MCO ALL PRODUCTS $439.45 ↑ +113%
MULTIPLAN - PHCS ALL PRODUCTS $439.45 ↑ +113%
AMERIHEALTH LOCAL HMO $447.10 ↑ +117%
QUALCARE WORKERS COMP $454.96 ↑ +121%
AETNA HMO $465.30 ↑ +126%
BRIGHTON HEALTH PLAN ALL PRODUCTS $465.30 ↑ +126%
AETNA PPO $465.30 ↑ +126%
CIGNA HMO $494.41 ↑ +140%
CIGNA PPO $494.41 ↑ +140%
AMERIHEALTH REGIONAL HMO $506.40 ↑ +146%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Aco annual medicare visit (awv), initial g0438aco at other New-jersey hospitals

Hospital City Cash price Negotiated range
JFK Johnson Rehabilitation Institute (JRI) Edison $206.14 $206.14 – $300.52
Jersey Shore University Medical Center Neptune City $206.14 $164.91 – $289.84
Palisades Medical Center North Bergen $206.14 $206.14 – $300.52
Raritan Bay Medical Center Perth Amboy $206.14 $206.14 – $300.52
Southern Ocean Medical Center Manahawkin $206.14 $206.14 – $289.84

All New-jersey hospitals for this procedure →